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Resources

The Rise and Challenges of Cash Flow Underwriting in FinTech

Cash flow underwriting is making waves in the industry, offering a fresh, more accurate way to assess borrowers’ financial health. This method analyzes real-time financial data, moving beyond the limitations of traditional credit reports.

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Credit Washing: A New Fraud Vector – Webinar Replay

What Is Credit Washing Recently, GDS Link sponsored a webinar, with one of our preferred partners, Sentilink, to discuss a new trend in lending fraud: Credit Washing.
Banks
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A Use Case in Action: GDS Link + Ekata (Replay)

Good Customers First: Increase Conversions and Lower Cost Per Fund at the Top of your Origination Funnel
Banks
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7 Things Lenders Should Look for in a Credit Decisioning Engine Platform

Instant Decision Engine Platform The lending landscape is changing. Borrowers expect an instant, digital experience, the competition is becoming more sophisticated, and existing software is limiting necessary innovation.
Consumer Lending
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Lending Tech: The Continued Disruption in Consumer Lending Markets

Perspectives on Managing Your Business in an Unpredictable Market GDS Link CEO, Paul Greenwood, recently had the opportunity to participate and share his insights about the immediate future for lenders and how organizations like GDS Link can provide value in an economic climate filled with uncertainty.
Banks
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How One Digital Solution Can Help You Level the Playing Field

Compete with Big Banks and MPLs through Banking Innovation Between smartphones, tablets and computers, it’s easier than ever for potential borrowers to source their loans online.
Consumer Lending
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Modellica Engage – Live Demo Replay from IBA BankTech

Enhance your bank’s Digital Lending efforts with Modellica Engage
Banks
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GDS Link and New Data Sources for Credit Decisioning

Digital Identity solution an Asset for Fraud Protection Since the start of consumer and business lending, lenders have sought the most comprehensive, up-to-date sources of data to help them make strong risk assessments and credit decisions.  At one time this was basically limited to Equifax, TransUnion, Experian, and Dun & Bradstreet.
Bank Transaction Data
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Are Your Lending Decision Models Really Using the Right Data?

Credit & Lending Decisions As we ponder the impact of a recession with a magnitude second only to the Great Depression, most lenders have to ask themselves: Are my lending decisions really based on the latest and greatest insights into a borrower’s behaviors? Or are they simply using someone else’s “guesstimation” of their ability to…
Bank Transaction Data
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The Importance of Analytics in Optimizing a Lending Portfolio — In Good Times or Bad

Lending Portfolio Optimization The onset of a recession presents challenges for lenders but applying advanced data analytics can help insulate a portfolio in any economic climate.
Bank Transaction Data
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Digital Lending and the Community Reinvestment Act

Community Reinvestment Act Ratings & Loans Since the 1970’s the Community Reinvestment Act has been encouraging lenders to fulfill the credit needs of low- and moderate-income individuals. But what does this mean for small- and medium-sized banks in the modern digital age? Read on to find out.
Banks
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GDS Link Releases Additional Credit Attributes to Support Lenders During COVID-19

GDS Link expands suite of attributes to include indicators of potential COVID-19 related hardships
Bank Transaction Data
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Collections Strategy in a Recession: Anything but Business as Usual

Automated Collection Process & Strategy Recessions aren’t anything new. 1999 heralded the beginning of the dot-com bust. 2008 brought the housing and sub-prime loan crash. And today, even though the country is starting to emerge from the coronavirus lockdown, the 2020 recession is expected to be the worst since the Great Depression.
Banks
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