Resources

La entrada en vigencia de la normativa IFRS 9 / NIIF 9 ha marcado un hito significativo en el mundo de las finanzas, imponiendo cambios sustanciales en la manera en que las instituciones financieras calculan y presentan sus provisiones. Esta norma, que busca mejorar la transparencia y la capacidad predictiva de las pérdidas crediticias, ha…

The auto lending industry is continually evolving, driven by various factors that impact vehicle values, consumer debt, loan lifecycles, and lending practices. In this blog, we will explore the key trends shaping the auto lending landscape and provide insights on how lenders can navigate these changes effectively. Whether you’re a seasoned lender or just entering…

[DALLAS, TEXAS / LEEDS, UK] – 7 December 2023 – GDS Link, a global leader in credit risk management solutions, is proud to announce the successful implementation of its advanced, multi-bureau solution at Shawbrook, a prominent specialist bank in the United Kingdom.

The financial landscape is witnessing significant shifts, particularly in the realms of consumer debt and credit management.

Understanding consumer behavior during the holiday season is crucial for lending organizations, financial institutions, and fintech innovators. The recent webinar, “GDS Link + TransUnion Present The Q4 Power Play: Winning Credit Card Strategies for Black Friday, Cyber Monday, and Beyond,” is a comprehensive exploration of strategies to navigate and optimize credit card usage during this…

The holiday season is undoubtedly a critical period for credit card issuers. As shoppers prepare for Black Friday and Christmas, credit unions should also increase their credit card marketing efforts to stay competitive. To thrive in this competitive space, it’s imperative to have well-thought-out strategies. In this article, we’ll delve into Q4 strategies, managing delinquency,…

 As we approach the end of 2023, the financial landscape for credit unions and community banks is undergoing a transformative shift. In this episode of The Lending Link, our host, Rich Alterman, engages in a captivating discussion with Sean Flynn, Senior Director of Community Financial Institutions at TransUnion. Together, they shine a light on…

Over the years, data analytics has emerged as a game-changer in decision-making processes. As lenders and financial institutions strive to stay ahead of the competition, the role of data-driven insights cannot be underestimated. However, the true power of data analytics lies in precision and accuracy. This blog post will explore the significance of precise data…

Get ready to experience fintech innovation for Equipment Leasing like never before! GDS Link is thrilled to announce our participation in the Equipment Leasing and Finance Association’s (ELFA) 62nd Annual Convention in Phoenix, Arizona, from October 22nd to 24th. Just like our presence at the 2023 Credit and Collections Management Conference in San Antonio, we’re…

Are you aware that the Home Equity Line of Credit (HELOC) is a dynamic financial resource tailor-made for Lenders and Credit Unions? This versatile financial product offers clients/members flexibility akin to a credit card while presenting a multitude of potential benefits. HELOCs enable homeowners to leverage the equity they’ve accrued in their homes. This equity…

GDS Link is thrilled to announce our participation in the Lend360 conference in Atlanta this year. This event, hosted by Lend360, is a fantastic opportunity for industry professionals to come together, share insights, and discover cutting-edge solutions to drive their businesses forward. Here’s what you can expect from our presence at Lend360 and how you…

A Home Equity Line of Credit (HELOC) and a Home Equity Loan are both financial products that allow homeowners to leverage the equity they have built up in their homes. The choice between a HELOC and a home equity loan depends on your financial goals, how you plan to use the funds, and your comfort…