Resources

Digital payments and what they mean for the future of FinTech   Only five years ago, it was difficult to find a gas station that accepted tap-to-pay mobile transactions.  Today, over 85% percent of retailers in the U.S. accept Apple Pay. You can pay for your subway fare with a mobile wallet or pay for…

The financial world is witnessing a transformative wave with Buy Now Pay Later (BNPL), and in recent years, B2B BNPL solutions have redefined how lenders manage their finances. As we step into the year 2024, it becomes imperative for lenders to gain insights into the B2B BNPL and the influential trends shaping its growth.   …

Credit card companies are seeing Buy Now Pay Later (BNPL) businesses (Klarna, Laybuy, Clearpay, etc.) take huge bites out of their market share. If the credit cards ever held out hopes that BNPL was a short-lived fad, that notion is rapidly fading. BNPL popularity is growing exponentially, and unless credit card companies act, this fight…

 Revolutionizing Payments: The Evolving Landscape of Buy Now Pay Later (BNPL) with Liz Pagel of TransUnion On this episode of The Lending Link, we delve into the rapidly growing world of Buy Now Pay Later (BNPL) services. With the BNPL market expected to reach a staggering $467.34 billion by 2026, this innovative payment option…

Unlocking the Revolution: The World of Buy Now Pay Later (BNPL) – Benefits, Risks, and What Lies Ahead Buy Now Pay Later Benefits for Customers & Risk Management Buy Now Pay Later (BNPL) has become a buzzword in consumer finance, taking the market by storm. This innovative payment solution has gained widespread popularity among shoppers…

 Exploring the Evolution and Discrepancies in the U.S. and Canadian Lending Markets with Frank Tian In the digital era, personal lending products emerge daily from various banks, credit unions, and fintech companies. When it comes to the U.S. and Canadian markets, it is critical to understand the full credit lifecycle of lending and risk…

 Navigating the Lending Landscape: A Deep Dive with Tom O’Neill of Equifax There isn’t a period in the present day that we can equate to the COVID global pandemic and the effects that this era has had on the lending industry. Society was forced to isolate, everyone was left indoors, and not to mention…

Taking a Deeper Dive into the Future of Data, Decisioning and Credit Risk Solutions GDS Link is delighted to announce their new podcast, The Lending Link, is launching in September.

Credit card issuance has been the main avenue for banks and credit unions to provide a portable, use-anywhere spending option for banking customers for nearly 100 years. Credit cards have become a mainstay for most Americans, with 79% of the population holding at least one major credit card and the average number of credit accounts…

BNPL Credit Risk As fintech companies continue to disrupt the banking landscape, the credit card lending industry is now seeing challenges from a new kind of credit decisioning model. Buy Now, Pay Later (BNPL), often known as Pay-in-4, allows merchants to bear the cost of financing a purchase, while their chosen BNPL provider assumes the…