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The Rise and Challenges of Cash Flow Underwriting in FinTech

Cash flow underwriting is making waves in the industry, offering a fresh, more accurate way to assess borrowers’ financial health. This method analyzes real-time financial data, moving beyond the limitations of traditional credit reports.

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Understanding Income and Employment Fraud in Auto Lending

Income and employment fraud in auto lending involves intentionally misrepresenting a borrower’s financial situation to secure loan approval. This type of fraud can take various forms, including falsifying paystubs, inflating income figures, or even creating fictitious employers.   The prevalence of this fraud type is significant due to its relative ease of execution and the substantial…
Auto Lending
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CRO of Point Predictive Discusses the Future of Fraud Prevention During Fintech Meetup

Live from the Fintech Meetup in Las Vegas, March 3-6, 2024, host Rich Alterman brings you a captivating Lending Link podcast episode featuring Jeff Hendren, the Chief Revenue Officer of Point Predictive. Recorded amidst the hustle and bustle of GDS Link’s booth #1219, this episode dives deep into the transformative world of fraud prevention, leveraging…
Analytics
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Lending Link LIVE: LoanPro’s CIO Explores How Transaction Level Credit is Redefining Card Programs

In the latest episode of The Lending Link LIVE, broadcasting from the Fintech Meetup in Las Vegas, Nevada, we dive into the evolving landscape of modern lending with Nate Bray, Chief Innovation Officer, from LoanPro. Nate offers a behind-the-scenes look at the journey of innovating within the lending sector, emphasizing the transformative impact of compliance…
Auto Lending
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Key Trends Shaping the Auto Lending Industry

The auto lending industry is continually evolving, driven by various factors that impact vehicle values, consumer debt, loan lifecycles, and lending practices. In this blog, we will explore the key trends shaping the auto lending landscape and provide insights on how lenders can navigate these changes effectively. Whether you’re a seasoned lender or just entering…
Auto Lending
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Securing Your Assets: What You Need to Know About Auto Fraud

The 5 Must-Know Takeaways from, ‘Dispatches from the Auto Fraud Front Lines​,​’ Auto lending fraud is a pervasive threat, and its impact extends far beyond individual car owners. Lenders, financial institutions, and credit unions face substantial risks regarding fraudulent activities within the auto industry. In this blog post, we will delve into the top five…
Auto Lending
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Brian Clegg, Sr. Lender Solutions Manager at Black Book, Dives Deep into Vehicle Values and Auto Industry Trends

In this episode of The Lending Link Podcast, we dive deep into the dynamic world of vehicle values and explore the ever-evolving trends in the US and Canadian auto industry. Our guest, Brian Clegg, Senior Lender Solutions Manager at Black Book, brings over 11 years of experience to the table. Together with host Rich Alterman,…
Auto Lending
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MeasureOne’s CEO Elan Amir Shares the Power of Consumer Permission Data in Lending

 Unlocking Lending Potential: Exploring Consumer Permission Data with MeasureOne’s CEO Elan Amir Consumer permission data has proven to be a groundbreaking catalyst, changing the way lenders make informed decisions and customize offers to meet individual needs. On this episode of The Lending Link podcast, MeasureOne’s CEO, Elan Amir, sheds light on the transformative impact…
Auto Lending
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Turning Drivers’ Behavior into Insurance Claim Risk Index

The United States has one of the world’s largest automobile markets, second only to China. With 270.4 million registered vehicles as of 2017 on American roads, there are millions of crashes every year. According to the National Highway Traffic Safety, there were an estimated 7 million police-reported motor vehicle crashes in the US in 2016.…
Auto Lending
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Credit Unions Have Greater Opportunities for Auto Loans

Despite supply issues and higher prices across the auto industry, car sales have continued to remain strong. As new and used vehicles continue to sell, financial institutions have had plenty of opportunities to make car loans and increase their share of the auto-lending market, but it hasn’t been easy for credit unions attempting to do…
Auto Lending
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Cordray: CFPB concerned about ‘discrimination in the field of indirect auto lending’

The CFPB recently held a forum on the matter of auto loans, during which time CFPB Director Richard Cordray said that the agency has "serious concerns about discrimination in the field of indirect auto lending."
Auto Lending
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