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For a while now, we have been talking more often and in increasing detail about the importance of artificial intelligence in the financial sector. This is not just about greater computational power or more efficient processes. The emergence of AI has meant completely redefining the relationship with the customer and a genuine restructuring of the…

“Artificial intelligence will not replace humans, but humans using artificial intelligence will replace humans not using artificial intelligence.” The quote is not banal, as it comes from one of the leading experts in financial technology and digital banking, Chris Skinner. Author of several books, such as Digital Bank: Strategies to Launch or Become a Digital Bank and The…

The emergence of AI has also given rise to more complex and sophisticated financial crimes that require the application of new tools in fraud prevention. Artificial Intelligence will be a key tool in helping detect fraudulent activities among millions of daily financial transactions. The financial sector has always been a target for fraud due to…

Unlocking the Future of Finance: Navigating Data, Fraud, and Market Dynamics with Carl Spilker and Matt Shubert In this episode of The Lending Link, join GDS Link’s Carl Spilker, EVP of Global Analytics and Advisory, and Matt Schubert, VP of Predictive Analytics and Data Science at West Coast University, discussing the influential role of artificial…

Embark on a captivating journey into the ever-evolving landscape of the lending industry, where fraud prevention takes center stage.

During the recovery process, the value of a customer can be subjective. Therefore, it is essential to prioritise the customer experience to create a positive “touchpoint” and enhance debt collection strategies. Artificial Intelligence is utilised in debt collection procedures to analyse debtor data, identify behavioural patterns, recognise potential default risks or collection guarantees, and recommend…

De un tiempo a esta parte venimos comentando cada vez más de cerca y con más detalle la importancia que adquiere la incorporación de la Inteligencia Artificial en el sector financiero. No hablamos solo de mayores capacidades de cálculo o de procesos que logren una mayor eficiencia operativa. La irrupción de la IA supone una…

Fraud Detection Machine Learning Fraud is an ever-growing problem that businesses face, costing them billions of dollars every year. To combat this issue, many companies are turning to artificial intelligence (AI) and machine learning (ML) to improve their fraud detection capabilities.

Las mejoras en la Inteligencia Artificial repercuten en una Experiencia del Cliente renovada, fortalecida y personalizada que da una respuesta eficaz, inmediata y permanente La disponibilidad, flexibilidad y capacidad permanente de dar respuesta ha favorecido la interactuación de los chatbots con los clientes de manera ágil, eficiente y eficaz La Inteligencia Artificial (IA) se impulsó…

By implementing comprehensive management strategies, borrowers can make a worthwhile investment in reducing delinquency rates, improving recovery, and saving costs.   The current economic and financial outlook is precarious and vulnerable. Issues such as the war in Ukraine or the current alarming inflation have a significant impact. This year’s economic slowdown in the Eurozone will…

Artificial Intelligence, otherwise known as AI, has now become a ‘must-have’ for the banking industry. It is now something that banks simply cannot avoid if they want to stay at the forefront of the disruption and evolution of the financial sector. In fact, if you search for “artificial intelligence banking” (without quotes) on Google, you…

La digitalización con IA (Inteligencia Artificial) del ciclo de crédito es una estrategia de transformación digital que busca mejorar la eficiencia y precisión en todas las etapas del proceso de crédito, desde la evaluación de la solicitud hasta la recuperación del mismo. Para llevar a cabo esta digitalización, se utilizan herramientas y tecnologías de IA…