Resources

GDS Link’s case study with Brundage Management showcases how technology and data analytics can help overcome common lending challenges, such as regulatory complexities, manual processes, and profitability constraints.  Brundage Management, operating under Sun Loans, is a prominent name in short-term lending, serving underserved markets with a comprehensive branch network across multiple states. The company faced…

In today’s digital world where cyber threats are increasingly sophisticated, maintaining robust security measures is more critical than ever. SOC2 and ISO27001 certifications play a crucial role in this effort, especially for lenders and technology partners.  Understanding SOC2 and ISO27001 Certifications  What is SOC2? SOC2 (System and Organization Controls 2) is a certification established by…

Welcome to the debut edition of The Sync Up, GDS Link’s latest initiative designed to keep you at the forefront of the credit risk management industry. The Sync Up is our quarterly magazine committed to delivering insightful content that drives innovation and excellence in credit risk management. Our mission is to equip you with the…

The digital landscape has transformed how consumers bank, shop, and interact online. With this shift, however, has come a significant rise in digital fraud. As online banking and applications become more prevalent, fraudsters have found new ways to exploit these systems. Traditional identity verification methods are proving inadequate, and lenders must now turn to data…

In this episode of The Lending Link, host Rich Alterman sits down with Adam Elliott, CEO and Founder of Kevari, to delve into the critical issue of identity fraud and its evolving complexities.  Adam begins by sharing his journey from holding senior roles at ChexSystems, to founding Kevari, a leading identity fraud prevention company that…

Overview of Risk Management in Banking A strong credit risk management process is essential for banks and lenders to minimize risks while maximizing profits and productivity. Understanding the best practices and techniques involved in credit risk management is the first step in crafting an effective risk assessment solution

Credit Union Risk Management Software As a financial institution, credit unions must use risk management software. Effective risk management software can help a credit union grow its revenue while improving the premier customer experience most credit unions have cultivated and that their members have come to expect.  

El auge de las tecnologías financieras supone un vector de transformación sistemático y permanente que afecta de lleno a la banca global. Este impacto no es exclusivo de las economías desarrolladas; en realidad, las innovaciones en tecnología financiera han estado remodelando las interacciones entre bancos y clientes en todo el mundo, desde los centros financieros…

In this episode of The Lending Link, host Rich Alterman sits down with Carlos Caro, the founder of New Market Growth, to dive deep into the world of affiliate marketplaces and their crucial role in the lending industry.  Carlos kicks off the conversation by introducing himself and sharing his intriguing journey from a poker enthusiast…

In today’s volatile economic environment, financial institutions are grappling with rising delinquencies and charge-offs. These trends are forcing lenders to re-evaluate their collection strategies to maintain financial stability and optimize recoveries. Javier Alvarado, Director of Financial Services at TransUnion, recently shared critical data with GDS Link, highlighting these challenges and discussing their implications for collection…

Types of Credit Risk Management In Banks With the online marketplace booming, consumers are becoming more demanding of instant answers or loan approvals. Banks may be struggling with delivering fast service and approvals while properly measuring risks. Risks should be properly to assign the right terms.

In this episode of the Lending Link Podcast, host Rich Alterman welcomes Brett van Aswegen, CEO of Wonga, for an in-depth discussion on the South African lending market and Wonga’s strategic evolution. Brett outlines how Wonga transitioned from a traditional payday lender to a leader in short-term financial solutions, focusing on ethical lending practices and…