Resources

Overview of Risk Management in Banking A strong credit risk management process is essential for banks and lenders to minimize risks while maximizing profits and productivity. Understanding the best practices and techniques involved in credit risk management is the first step in crafting an effective risk assessment solution

Credit Union Risk Management Software As a financial institution, credit unions must use risk management software. Effective risk management software can help a credit union grow its revenue while improving the premier customer experience most credit unions have cultivated and that their members have come to expect.  

El auge de las tecnologías financieras supone un vector de transformación sistemático y permanente que afecta de lleno a la banca global. Este impacto no es exclusivo de las economías desarrolladas; en realidad, las innovaciones en tecnología financiera han estado remodelando las interacciones entre bancos y clientes en todo el mundo, desde los centros financieros…

In this episode of The Lending Link, host Rich Alterman sits down with Carlos Caro, the founder of New Market Growth, to dive deep into the world of affiliate marketplaces and their crucial role in the lending industry.  Carlos kicks off the conversation by introducing himself and sharing his intriguing journey from a poker enthusiast…

In today’s volatile economic environment, financial institutions are grappling with rising delinquencies and charge-offs. These trends are forcing lenders to re-evaluate their collection strategies to maintain financial stability and optimize recoveries. Javier Alvarado, Director of Financial Services at TransUnion, recently shared critical data with GDS Link, highlighting these challenges and discussing their implications for collection…

Types of Credit Risk Management In Banks With the online marketplace booming, consumers are becoming more demanding of instant answers or loan approvals. Banks may be struggling with delivering fast service and approvals while properly measuring risks. Risks should be properly to assign the right terms.

In this episode of the Lending Link Podcast, host Rich Alterman welcomes Brett van Aswegen, CEO of Wonga, for an in-depth discussion on the South African lending market and Wonga’s strategic evolution. Brett outlines how Wonga transitioned from a traditional payday lender to a leader in short-term financial solutions, focusing on ethical lending practices and…

Any organization lending money or extending credit needs a credit risk management framework to protect itself and assess credit risk. Without a framework, it’s easy to become overextended on financial obligations, putting your organization at a greater chance of finding itself in the hole.

GDS Link is proud to announce that we have been named the 2023 ‘Vendor of the Year’ by goeasy. This honor will be formally presented at the goeasy National Conference gala on May 29th, celebrating a significant chapter in our ongoing partnership.  A Decade of Collaborative Innovation  For the past ten years, GDS Link and goeasy have built a robust…

“Incurrida” vs. “esperada.” Pocas veces tan solo dos palabras han significado una revolución tan sonada como la que supone la normativa IRFS9 para el sector bancario. Introducida por el International Accounting Standards Board (Consejo de Normas Internacionales de Contabilidad), ha reformulado significativamente la gestión de riesgos financieros en el sector bancario.   Con la transición de…

In this episode of The Lending Link LIVE, recorded at the Fintech Meetup in March 2024, host Rich Alterman talks with Liz Pagel, Senior Vice President at TransUnion. They explore the dynamic world of “Buy Now, Pay Later” (BNPL) services and their integration into the traditional credit reporting landscape. Liz discusses the challenges of modifying…