Resources

El sector financiero enfrenta un desafío constante: cumplir con regulaciones en constante evolución sin comprometer la innovación ni la experiencia del cliente. En un entorno donde las normativas pueden cambiar de un día para otro y los clientes esperan soluciones más ágiles y personalizadas, las instituciones financieras deben adoptar herramientas que les permitan mantenerse competitivas…

En un entorno financiero cada vez más dependiente de la transformación digital, garantizar la continuidad y seguridad de las operaciones digitales es fundamental para la confianza del usuario y la estabilidad del sistema. Con la entrada en vigor del Reglamento UE 2022/2554, más conocido como DORA (Digital Operational Resilience Act), se establece un marco regulatorio…

Credit unions are shifting their priorities to offer more value to members, changing how success is measured in the financial world.   Credit unions have always prided themselves on being different from traditional financial institutions. Their mission is rooted in the idea of serving their members, not shareholders. As economic conditions evolve, credit unions are…

How banks can leverage real-time insights and artificial intelligence to transform decision-making and improve customer experiences.   For decades, banks have operated with systems that worked—but not always efficiently. Today, the urgency to modernize isn’t just about keeping up with fintechs or meeting customer expectations. It’s about survival. Traditional methods can no longer keep pace…

Outdated systems hinder lenders, but modern lending solutions break barriers by integrating data, automating workflows, and improving borrower experiences.   Borrowers today expect seamless, personalized digital experiences. However, outdated systems and manual processes often leave lenders struggling to keep up, making it challenging to deliver quick, accurate decisions and remain competitive.  While fintechs and alternative…

Transforming credit risk management for banking leaders    The countdown is on for one of the most influential events in the banking world: Acquired or Be Acquired 2025, hosted by Bank Director in Phoenix, Arizona. From January 26-28, industry leaders will convene to discuss mergers, acquisitions, and strategies for navigating the future of financial services. …

Digital payments and what they mean for the future of FinTech   Only five years ago, it was difficult to find a gas station that accepted tap-to-pay mobile transactions.  Today, over 85% percent of retailers in the U.S. accept Apple Pay. You can pay for your subway fare with a mobile wallet or pay for…

On November 12, 2024, Kate Bullman, VP of European Sales and Global Partnerships at GDS Link, joined a distinguished panel at the annual FTT Festival in London to tackle a timely question: how do financial institutions manage risk in an era defined by relentless complexity? The “Managing Risk in Complexity” session brought together Chief Risk…

A Call for Tech-Driven Defenses in Fraud Prevention   The latest figures from the Office for National Statistics (ONS) reveal a troubling trend: a 19% increase in consumer and retail fraud across England and Wales. As of 2024, the reported incidents have climbed to approximately 3.6 million, up from 3.3 million in the previous year.…

11th-12th November 2024 | The Brewery, London  As FTT Fintech Festival 2024 opens its doors in London this November, GDS Link will be on-site to explore the forefront of fintech innovation and risk management strategies with global peers. Our team—led by Kate Bullman, VP and Head of European Sales and Global Partnerships, Francisco Franch, Account…

Lending compliance: two words that, together, conjure up endless stacks of regulations and a maze of calculations. Yet, for lenders, they represent something more vital—protections for both business and borrower. Navigating the ins and outs of compliance is a journey through the details of APR, the Truth in Lending Act (TILA), state-by-state laws, and complex…

Benefits, drawbacks, and major players dominating the P2P lending market   What is Peer-to-Peer (P2P) Lending? Imagine a world where getting a loan doesn’t involve endless paperwork or bank red tape. Welcome to peer-to-peer (P2P) lending, an innovative form of lending that connects borrowers directly with individual investors, bypassing traditional financial institutions. This alternative financing…