Decisioning
Analytics
Corserv Empowers Banks with Scalable Credit Card Issuing Solutions
- Industry: Credit Card Issuing & Payments
- Founded: 2009
- Based: Atlanta, Georgia, USA
Corserv provides turnkey credit card issuing solutions to banks, credit unions, and fintechs, helping them launch and manage their own branded credit card programs. With a focus on scalability, compliance, and automation, Corserv enables financial institutions to offer competitive credit products without the complexities of building infrastructure from scratch.
Brief Overview
The credit card issuing market presents significant barriers to entry for banks and credit unions, with over 80% unable to participate due to high costs and operational complexities. Corserv sought to build a fully integrated platform that would remove these barriers and enable banks to launch efficient, compliant, and scalable credit card programs. After evaluating multiple providers, Corserv partnered with GDS Link for its flexible, data-driven credit decisioning platform.
The Challenge
Traditional credit card issuing is resource-intensive and cost-prohibitive for smaller banks and credit unions, requiring extensive infrastructure, compliance expertise, and ongoing operational oversight. With over 80% of banks unable to issue credit cards, Corserv aimed to bridge this gap by providing a turnkey solution that would allow financial institutions to confidently offer branded credit card programs. The challenge was to create a scalable, end-to-end credit card platform that could integrate seamlessly with existing banking systems while adhering to strict regulatory requirements. Additionally, Corserv needed a solution that could provide real-time credit decisioning to optimize approvals while minimizing risk.
The Solution
To address these challenges, Corserv integrated GDS Link’s credit decisioning and risk analytics solution into its turnkey credit card platform. This allowed Corserv to offer banks a seamless, fully compliant credit card issuing experience. GDS Link’s automated risk analysis enabled real-time credit application approvals, while its flexible underwriting models allowed banks to set custom credit policies. Additionally, comprehensive compliance monitoring and fraud detection ensured that all transactions met regulatory standards. By leveraging GDS Link’s scalable credit data aggregation, Corserv was able to provide financial institutions with deeper insights into risk profiles, improving both underwriting precision and overall portfolio performance.
The Results
- Enabled dozens of banks and credit unions to launch their own branded credit card programs
- Streamlined credit decisioning, reducing time-to-market for financial institutions
- Improved underwriting precision, leading to stronger risk management and customer satisfaction
- Established a scalable model, allowing banks of all sizes to confidently enter the credit card market
“Corserv wraps GDS Link’s data aggregation and decisioning within our internal workflow processes, handling applications, branding, prequalifications, disclosures, and regulatory compliance. This partnership has transformed how banks issue credit cards.”
Jerry Craft
President
Empowering Banks to Compete in the Credit Card Market
For banks and credit unions, launching a competitive credit card program has long been out of reach due to costs, compliance complexities, and operational barriers. Corserv, in partnership with GDS Link, has redefined this landscape by providing a scalable, data-driven credit card issuing solution that simplifies the process while maintaining compliance and efficiency. If your institution is looking to enter the credit card space with a proven, flexible solution, GDS Link provides the technology and expertise to make it happen.
See Every Opportunity
Helping businesses have all the right information, to make the right decisions and leading to the creating even more opportunities.