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Resources

The Rise and Challenges of Cash Flow Underwriting in FinTech

Cash flow underwriting is making waves in the industry, offering a fresh, more accurate way to assess borrowers’ financial health. This method analyzes real-time financial data, moving beyond the limitations of traditional credit reports.

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Cracking the Code: Frank McKenna, Chief Fraud Specialist for Point Predictive, Shares Secrets to Predictive Lending and Fraud Prevention

Unlocking the Future of Lending: Insider Insights from Frank McKenna, Point Predictive’s Chief Fraud Specialist The lending industry has undergone significant changes in recent years, particularly concerning fraud prevention. In this episode of The Lending Link, host Rich Alterman is joined by Frank McKenna, Chief Fraud Specialist for Point Predictive, to discuss these changes and…
Banks
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Surviving the Banking Fallout: Why Banks and Fintechs Must Prioritize Fraud Prevention Now More Than Ever

Guarding the Financial Future: Strategies for Preventing Fraud in an Uncertain Banking Landscape In the wake of the shut downs of Signature Bank, Silvergate Bank, and Silicon Valley Bank shutdown, banks and fintechs need to be prepared for more fraud.
Banks
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The Countries with the Best (and Worst) Cybersecurity in the World

We often dedicate time to this blog to cybersecurity subjects, which we have to take seriously, given that the risks of data theft or filtering, identity theft, and asset maintenance represent an ever-growing list of challenges for financial institutions. For one thing, their very survival as a business is at stake. Still, the subject is…
Underwriting, Fraud and ID protection
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GDS Link Announces New Podcast, The Lending Link

Taking a Deeper Dive into the Future of Data, Decisioning and Credit Risk Solutions GDS Link is delighted to announce their new podcast, The Lending Link, is launching in September.
Analytics
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[REPLAY] The Power of Digital Body Language to Reduce Fraud & Grow Your Bottom Line

Along with partner Neuro-ID, GDS Link hosted a webinar recently highlighting the benefits of Behavioral Analytics to reduce losses and enhance customer experience.
Analytics
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Is That Fraud, Brian?

This has become a common question aimed in my direction over the last couple of decades from family, friends, customers, banks, processors, merchants, clients, trade bodies, regulators, law enforcement, and the media as each has sought to determine whether a certain action, engagement, or experience would constitute a criminal offence. Many are expecting a binary…
Banks
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Bank Transaction Data can unlock powerful Fraud Prevention possibilities

Credit Card Transaction Data Analytics Identity verification and fraud prevention have become a thorn in the sides of financial services providers in light of the rise of digital technologies. With so many avenues for fraud out there, banks and credit unions have increasingly become more exposed to aggressive fraud attacks. Identity theft, bad faith, and…
Bank Transaction Data
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3 Traits of Modernized Lending

There are benefits for both lenders and customers from new analytics technologies, but traditional banks have been slow in implementing modernized lending.
Banks
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Risk Analytics Foundational to Broad Financial Services Innovation

Data is increasingly recognized as a strategic enabler for the modern enterprise, and the same logic applies to banks and credit unions.
Banks
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Machine Learning Solutions in Financial Services

Machine learning and similar forms of artificial intelligence are beginning to gain momentum in the financial services sector.
Credit Unions
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Freddie Mac continues credit risk-sharing efforts in 2016

Picking up where it left off in 2015, Freddie Mac announced that they would continue making credit risk-sharing deals in 2016.
Credit Risk Management
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Study: Over half of U.S. adults use online banking

According to a recent Pew Research Center survey, 51 percent of American adults now bank online, and 32 percent conduct financial business through their mobile phone.
Credit Risk Management
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