Resources

As a credit union, you understand the importance of offering your members top-notch financial products and services. But with so many options available to consumers, how can you stand out from the crowd and encourage your members to choose your credit card over the competition? The answer lies in promotional incentives.  In this blog post,…

Reviving Auto Loan Momentum: Strategies for Credit Unions to Bolster Their Loan-to-Share Ratio You’re not alone if you’re looking for ways to boost your credit union’s auto loan portfolio. Losing members to competing dealers and financial institutions can be a frustrating challenge, but the Auto Loan Recapture® Campaign can help. In this blog post, we’ll…

Empowering Credit Unions for Deposit Growth and Member Success with Innovative Strategies and Risk Decisioning Solutions In today’s uncertain economic climate, credit unions need to employ various strategies to maintain and increase their deposit base. These financial institutions are not only competing with other credit unions but also with traditional banks and online financial institutions.…

Debt Collection Chatbot Knowing the customer’s complete background before agreeing to a loan will help to detect potential risks of late payment or identify payment guarantees. Good financial health, according to GDS Link, requires effective technology to manage debt recovery and detect identity fraud quickly.

Alternative Credit Solutions Alternative credit scoring is not a new concept, in fact, the method first began making headlines as early as 2013. However, additional advancements in fintech, shifting consumer attitudes and recent changes to the market have made it a necessity for the modern lender to utilize.

Taking a Deeper Dive into the Future of Data, Decisioning and Credit Risk Solutions GDS Link is delighted to announce their new podcast, The Lending Link, is launching in September.

It’s no secret that the effects of high inflation are being felt throughout the country. To combat a sharp spike in inflation, the US Federal Reserve has increased its key short-term interest rate twice this year with the latest by half a percentage – a first in almost 22 years.

Ser Technology, a stalwart in the credit union industry providing loan generation marketing services, has been acquired by GDS Link, the nextgen leader in loan decisioning and analytics.

Fraud Risk Management in Banks Fraud is a leading concern among banks and credit unions. Fraud management in 2022 is more complex than ever, and financial institutions that fall behind in their management planning could pay the price. Banking has never been more reliant on digital access and transactions, and without the proper security in…

Credit unions exist to provide affordable, responsible financial products to the people who turn to them for their household banking and borrowing needs. These individuals then become member-owners of their financial cooperative.