Resources

Lending plays a key role in the economy. Bank lending enables the flow of capital necessary for business growth, investment and consumption. They also drive job creation and stimulate economic activity in general. This is why the availability and terms of loans have a direct impact on the economic dynamics of each country or region.…

Using permission data for better credit decisioning Permission data plays a vital role in today’s data-driven industry, where lenders heavily depend on valuable information to make well-informed decisions about the creditworthiness of borrowers. 

 On this episode of The Lending Link, we’re exploring the fascinating realm of consumer lending and credit risk. Host, Rich Alterman, is joined by Richard Weil, a renowned expert in the field with extensive experience in underwriting strategy.

The Alt. Data revolution is critical now, more than ever, for decision-makers and stakeholders within lending organizations, financial institutions, and fintechs. Joining this revolution can provide valuable insights into the power of alternative data throughout the customer credit lifecycle.

Traditional banking has had to adapt to survive and live alongside digital banking, which brings new working methods and services that drive profitability, competition and improved customer service One of the sector’s priority challenges is developing an appropriate collaboration strategy with the big techs that have arrived on the new financial scene Technology has done…

Shielding Your Finances: The Crucial Role of Adaptive Technology in Guarding Against Scams Fraud prevention is a critical component for lenders looking to mitigate risk and protect their businesses and borrowers. With the rise of digital lending, fraudsters have evolved and are using increasingly sophisticated methods to carry out their schemes.

Unlocking the Future of Lending: Insider Insights from Frank McKenna, Point Predictive’s Chief Fraud Specialist The lending industry has undergone significant changes in recent years, particularly concerning fraud prevention. In this episode of The Lending Link, host Rich Alterman is joined by Frank McKenna, Chief Fraud Specialist for Point Predictive, to discuss these changes and…

 Charting the Course of Investment Banking: Expert Guidance from Tom McDermott Investment banking can seem like a complex and mysterious industry, but in this episode of The Lending Link, our host Rich Alterman sits down with Tom McDermott, the Managing Director at Cambridge Wilkinson, to shed light on the inner workings of investment banking.…

 Cybersecurity Insights: Navigating the Rising Tide of E-commerce Fraud in the Digital Age As the world continues to undergo a rapid digital transformation, e-commerce has become an indispensable aspect of our daily lives. 

Transforming the Financial Landscape: FCRA Approval, GDS Link Attributes, and Closing Lending Gaps in Open Banking The financial industry is undergoing a transformative shift with the rise of open banking. In a recent development, open banking providers MX Technologies and Finicity have been approved by the Fair Credit Reporting Act (FCRA) for credit decisioning.

Debt Collection Chatbot Knowing the customer’s complete background before agreeing to a loan will help to detect potential risks of late payment or identify payment guarantees. Good financial health, according to GDS Link, requires effective technology to manage debt recovery and detect identity fraud quickly.

 Navigating the Lending Landscape: A Deep Dive with Tom O’Neill of Equifax There isn’t a period in the present day that we can equate to the COVID global pandemic and the effects that this era has had on the lending industry. Society was forced to isolate, everyone was left indoors, and not to mention…