Resources

GDS Link is excited to announce our participation in the Small Biz Banking event on October 9-10 in Las Vegas! With an emphasis on small business banking, this event offers a unique platform to explore innovative solutions tailored to empower banks and lenders.   Visit Booth 303 to meet our team and discover how GDS Link…

Over the last few years, the terms “GAFA” or “GAFA companies” have become completely standard when talking about the digital economy. Google, Amazon, Facebook and Apple – these were the companies taking the lead and changing the way that consumers and services interact with each other. But the online market is all about constant evolution,…

A Milestone of 10 Million Users and Its Transformative Potential Open banking has reached a significant milestone in the UK, with over 10 million consumers and small businesses regularly benefiting from this innovative technology. This achievement, coming six-and-a-half years after the UK’s open banking rollout, underscores the transformative potential of FinTech in reshaping the banking…

El auge de las tecnologías financieras supone un vector de transformación sistemático y permanente que afecta de lleno a la banca global. Este impacto no es exclusivo de las economías desarrolladas; en realidad, las innovaciones en tecnología financiera han estado remodelando las interacciones entre bancos y clientes en todo el mundo, desde los centros financieros…

The enforcement of IFRS 9  represents a crucial development in finance, imposing substantial changes in how financial institutions calculate and present their provisions. This standard, aimed at enhancing transparency and predictive capability of credit losses, has posed a considerable challenge for entities while also opening the door to optimization opportunities through advanced tools.  IFRS 9:…

In 2024, the financial services industry is bracing for a transformative year marked by regulatory changes spearheaded by the Consumer Financial Protection Bureau (CFPB). Under the direction of Rohit Chopra, the CFPB is poised to implement significant shifts in regulations that will fundamentally alter banking and consumer finance. A critical aspect of these changes hinges…

In an industry where staying ahead is critical, open banking has emerged as a pivotal force shaping the future of finance. Recognizing its significance, we’ve partnered with Point Predictive to introduce a vital resource for anyone navigating this dynamic field: “Open Banking in 2024: A Roadmap for Emerging Trends, Technologies, and Tactics.“ Why This eBook…

The auto lending industry is continually evolving, driven by various factors that impact vehicle values, consumer debt, loan lifecycles, and lending practices. In this blog, we will explore the key trends shaping the auto lending landscape and provide insights on how lenders can navigate these changes effectively. Whether you’re a seasoned lender or just entering…

 As we approach the end of 2023, the financial landscape for credit unions and community banks is undergoing a transformative shift. In this episode of The Lending Link, our host, Rich Alterman, engages in a captivating discussion with Sean Flynn, Senior Director of Community Financial Institutions at TransUnion. Together, they shine a light on…

El camino hacia la digitalización del sector bancario es una evolución imparable, clave y necesaria, que proporciona mejores servicios y más seguros. Las aplicaciones informáticas, sistemas biométricos y habilitadores tecnológicos como el Inteligencia Artificial (IA) facilitan ofrecer al usuario una banca personalizada, capaz de adelantarse a sus necesidades. La situación sanitaria de la crisis COVID19…

Digital banking offers users a high-quality, efficient, personalised service that leads to greater confidence in the organisation. Applications serve as a data source to discover customers’ needs and to provide information about products or services that might interest them according to their situation. The technological advances of recent decades haven’t passed by the financial sector,…

Digital Banking has to adapt to change regarding their customers, technology, threats and competition. A better customer experience translates into increased profitability. The two sides of Digital Banking: a great opportunity to expand this financial niche but also many challenges that prevent it from becoming a truly universal way of banking. Digital banking goes beyond…