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The Rise and Challenges of Cash Flow Underwriting in FinTech

Cash flow underwriting is making waves in the industry, offering a fresh, more accurate way to assess borrowers’ financial health. This method analyzes real-time financial data, moving beyond the limitations of traditional credit reports.

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Why Credit Risk Management is Important for Credit Unions

Credit Union Risk Management Software As a financial institution, credit unions must use risk management software. Effective risk management software can help a credit union grow its revenue while improving the premier customer experience most credit unions have cultivated and that their members have come to expect.  
Credit Risk Management
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What Are The Different Types of Credit Risk?

Types of Credit Risk Management In Banks With the online marketplace booming, consumers are becoming more demanding of instant answers or loan approvals. Banks may be struggling with delivering fast service and approvals while properly measuring risks. Risks should be properly to assign the right terms.
Banks
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TransUnion’s Director of Financial Services Talks Collections, Communication, and Cutting-Edge Strategies

On the next installment of Lending Link LIVE from the show floor at FinTech Meetup, host Rich Alterman takes us into the dynamic world of financial services with Javier Alvarado, Director of Financial Services at TransUnion. Celebrating nearly ten years with TransUnion, Alvarado shares his expertise in outbound communications and collections, highlighting how TransUnion’s innovative…
Consumer Lending
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Exploring the Future of Finance: Credit Union Software Trends in 2024

Exploring the Future of Finance: Credit Union Software Trends in 2024  As we venture deeper into 2024, credit union software faces a transformative period characterized by rapid technological advancements and shifting demographic expectations. The crux of this transformation lies in the ability of credit union software to adapt to digital-first, Gen Z banking preferences and…
Credit Unions
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A Trusted Solution Now Available for SMB Loans

SMB Lending Solutions Saying 2020 has been a challenging year for small- and medium-sized businesses (SMBs) would be an understatement.
Banks
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Credit Card Marketing Made Easy for Credit Unions: A Seasonal Handbook

The holiday season is undoubtedly a critical period for credit card issuers. As shoppers prepare for Black Friday and Christmas, credit unions should also increase their credit card marketing efforts to stay competitive. To thrive in this competitive space, it’s imperative to have well-thought-out strategies. In this article, we’ll delve into Q4 strategies, managing delinquency,…
Consumer Lending
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TransUnion’s Sean Flynn Explores Key Trends Impacting Credit Unions and Community Banks

 As we approach the end of 2023, the financial landscape for credit unions and community banks is undergoing a transformative shift. In this episode of The Lending Link, our host, Rich Alterman, engages in a captivating discussion with Sean Flynn, Senior Director of Community Financial Institutions at TransUnion. Together, they shine a light on…
Bank Transaction Data
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Benefits of HELOC

Are you aware that the Home Equity Line of Credit (HELOC) is a dynamic financial resource tailor-made for Lenders and Credit Unions? This versatile financial product offers clients/members flexibility akin to a credit card while presenting a multitude of potential benefits. HELOCs enable homeowners to leverage the equity they’ve accrued in their homes. This equity…
Consumer Lending
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HELOC Versus Home Equity Loans

A Home Equity Line of Credit (HELOC) and a Home Equity Loan are both financial products that allow homeowners to leverage the equity they have built up in their homes. The choice between a HELOC and a home equity loan depends on your financial goals, how you plan to use the funds, and your comfort…
Consumer Lending
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Introducing ePrescreen365: GDS Link Marketing Services’ New Widget for Perpetual Online Loan Programs

Revolutionize Your Loan Program Marketing with ePrescreen365: GDS Link’s Innovative Widget Solution In today’s fast-paced digital world, meeting consumer demands and delivering a seamless online experience is crucial for businesses. At GDS Link Marketing Services, we understand the significance of providing a cost-effective and efficient solution. That’s why we are thrilled to introduce our new…
Artificial Intelligence
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Driving Growth: Innovative Strategies to Expand Your Credit Union’s Customer/Member Base

Revving Up Success: Cutting-Edge Tactics for Credit Unions to Boost Membership and Prosper The key to growth and prosperity for a credit union is attracting new members and customers. This blog post aims to provide practical approaches beyond conventional methods to expand your customer/member base. From acquiring fresh members to implementing impactful marketing campaigns, we…
Credit Unions
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Say Goodbye to Mediocre Results: Strategies for Maximizing Marketing ROI

Maximizing ROI: Elevate Your Member Outreach and Marketing Campaigns  In today’s competitive business landscape, maximizing return on investment (ROI) is paramount for the success of marketing campaigns. With GDS Link Marketing Services, you can take your member outreach and marketing efforts to the next level, achieving exceptional results while optimizing your ROI.  GDS Link Marketing…
Credit Risk Management
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