Podcast

Fireside Chat: Rethinking Bank Data from the Ground Up

Published By sara.smith

 

Most bank data conversations either get lost in the weeds of tech jargon or skip the practical questions lenders are actually asking. This one keeps it clear and focused.
Join Ruben Izmailyan, CEO of Quilt, and Jonathan Klingler, Head of Credit Risk Advisory at GDS Link, for a fireside chat that explains what open banking means for lenders today. They’ll cover topics like second-look approvals, account management, and practical ways to start using cash flow data without needing a big IT overhaul.
You’ll get straightforward insights into the rise of cash flow underwriting, what’s behind the tug-of-war over Rule 1033, and how leading lenders are using transaction data to expand credit access, fine-tune risk profiles, and reduce friction.
They’ll also talk about how to test and grow your bank data strategy, why getting borrowers to opt in is easier than you might expect, and what smarter usage looks like, even if your company isn’t as big as Rocket Mortgage.
Listen to the episode on Apple Podcasts, Spotify, or YouTube.

About Quiltt
Quiltt was built with deep knowledge of the fintech ecosystem and a passion for elegant solutions. The platform serves as a hub that connects users to top data aggregators and enrichment providers. Backed by a team of fintech and B2B SaaS veterans, Quiltt addresses common industry challenges with a platform designed to turn those challenges into opportunities. Learn more here.

About GDS Link

GDS Link makes modern lending simple. Our real-time decisioning platform integrates over 200 data sources with advanced analytics, enabling lenders to make fast, data-driven credit decisions while mitigating risk. From loan origination to collections, GDS Link provides seamless automation, policy monitoring, and AI-powered insights to help financial institutions optimize lending strategies, stay agile in a competitive market, and drive better outcomes. Follow GDS Link on LinkedIn here.

 

Resources Mentioned:

Download GDS Link’s Open Banking in North America Report: https://gdslink.com/ebook/open-banking-in-north-america/