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Why credit risk alone won’t save you in 2025

Fraudsters already know your weak spots.

They’ve studied your application flows, mimicked your best borrowers, and slipped through cracks your credit models don’t even check for.

Meanwhile, consumers expect a five-second approval and zero friction.

• Credit and fraud can no longer exist in silos.
• Not when synthetic identities are built to pass credit checks.
• Not when your fraud tools don’t talk to your risk models.
• And not when your best borrowers are abandoning apps that feel too slow or invasive.