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Open Banking in North America

Open Banking may have started overseas, but its impact in North America is accelerating. More than half of U.S. adults already use an Open Banking–enabled service, and Canadian regulators are preparing for a 2026 rollout. Consumers want it. Banks need it. And the data exchange potential across 380 million people is too big to ignore.

For financial institutions, that means two things: a massive growth opportunity — and new risks to manage. That’s where GDS Link comes in. By turning real-time banking data into actionable insights, we help lenders expand access, fight fraud, and make sharper credit decisions.

The shift is coming fast. With GDS Link, you’ll be ready to meet it with confidence.

Open Banking eBook | GDS Link
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