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Credit Scoring Models
With Machine Learning

Increase approvals & reduce default with machine-learning (ML) scorecards.
Accurately predict credit risk and automate scoring for instant decisioning.

Meet with our Analytics Team

Power Profits with Machine-Learning Credit Scoring Software

Reduce Risk
and Losses

Tap ML to dynamically evaluate
many changing scenarios faster
and more flexibly than rules

Increase Efficiency,
Lower Costs

Leverage credit scorecard automation to accelerate and simplify processes

Optimize
Operations

Ensure fair lending practices in
decisioning, improve targeted
marketing ROI, and more

Reduce Risk and Losses

  • Predict and prevent loss with risk scoring analytics and diverse datasets to uncover patterns about real affordability
  • Monitor scoring before and after, with insights to guide accept/decline decisions and track performance after onboarding
  • Continuously improve models across the credit customer lifecycle as the lending landscape evolves
Video Cover Image | GDS Link
Video Cover Image | GDS Link

Increase Efficiency, Lower Costs

  • Automate decisioning for consistent, rapid evaluation to approve/decline loans, Buy Now Pay Later (BNPL), and more
  • Speed underwriting with faster, richer insights to inform key decisions across all asset classes
  • Streamline workflows with automation to free up credit analysts to focus on more complex accounts

Optimize Operations

  • Improve quality control with a consistent, repeatable process to ensure equal treatment of all applicants
  • Increase upsell/cross-sell with predictive insights to tailor pricing and loan offers based on borrower behaviors
  • Track approval rates with scorecard reporting to identify trends and shifts in accept rates over time
Video Cover Image | GDS Link

LEARN MORE AND PUT OUR MODELS TO THE TEST

Amplify your profitability with Machine-Learning Credit Scoring

Analyze your business holistically. Turn insights into decisions. Forecast with confidence.

Receive a Complimentary Model
See The Future. Realize the Growth.
Speedometer | GDS Link
Billion Decisions Annually
0
Speedometer | GDS Link
Years of Experience
1 +
Speedometer | GDS Link
Countries Served
0
Speedometer | GDS Link
Average Annual Income Impact through Model Implementation
$ 0

What Our Customers Say

Over 80% of banks can’t participate in credit cards because of scale. We saw an opportunity to build a 21st century end-to-end platform for banks to service credit card loans, including credit decisioning and on-boarding processes.

-President, CorServ

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