Decisioning
Analytics
Marine Credit Union Increases Auto-Approvals with GDS Link’s Credit Decisioning
- Industry: Credit Union – Subprime Auto, RV, and Boat Loans
- Founded: 1949
- Based: Fond du Lac, Wisconsin, USA
Brief Overview
Marine Credit Union serves over 75,000 members across Wisconsin, Minnesota, Iowa, and Illinois, specializing in auto, RV, and boat loans with a focus on financial inclusion and subprime lending. To enhance efficiency and improve the member experience, they sought to increase auto-decision and auto-approval rates. Their in-house credit scoring model approved only 17.86% of applications automatically, leading to extensive manual reviews and slower loan processing. To streamline lending while maintaining strong risk management, Marine Credit Union needed a more flexible and automated decisioning solution.
"Working with GDS Link has been a game-changer. Their expertise and experience helped us to streamline our loan application process, freeing up our team's time and resources to focus on more complex loan decisions. The credit union is now poised to achieve substantial growth opportunities, and we look forward to continuing to work with them in the future."
Steve LeJeune
Business Intelligence Manager
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