Case Study

Capital on Tap Enhances Credit Decisioning with GDS Link Integration

  • Industry: Financial Services / Business Credit
  • Founded: 2012
  • Based: United Kingdom

Brief Overview

Capital on Tap, a leading provider of fast and flexible funding solutions, has facilitated over £10 billion in spending for more than 200,000 small businesses. Recognized as one of Europe’s fastest-growing companies, they expanded globally with the launch of a Business Credit Card issued by WebBank in the U.S. in 2021. As they scaled, their manual underwriting process and in-house decisioning system became increasingly complex and resource-intensive. To sustain growth and innovation, they sought a scalable solution to streamline credit decisioning, enable rapid model iteration, and support continued expansion.

Quotation Marks
“The GDS Link platform has enhanced our automated credit decisioning and underwriting processes, providing us with greater flexibility to iterate on new models and pilot new products faster and more frequently. This integration has reduced our dependency on in-house engineering resources for simple credit rule changes, making these adjustments a quick and straightforward process.”

Hugh Acland

Chief Commercial Officer

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