On-Demand Fireside Chat: Making Confident Credit Decisions When Identity Isn’t Straightforward

Live December 10 at 12:00 PM CST
On-demand access will be available after the session concludes.

Identity is no longer easy to define. Whether you are looking at a person, a business, or something in the middle, lenders face the same problems: scattered data, unclear ownership of assets, and confusion about how personal information can be used in larger decisions.

In this 30-minute talk, Baselayer’s Michael LaSala and GDS Link’s Nathan George explain how teams can make better, more flexible decisions when identity does not fit the usual categories. Small-business lending is one example, but the ideas are useful for any team working to bring in new customers, plan credit, or manage risk.

 

What this session covers:

• How identity shifts across consumers, businesses, and hybrid applicants
• What to do when data is missing, inconsistent, or conflicting
• The regulatory gray areas around using personal data in wider decisions
• How to set up decision steps that can change as products grow
• What real-time and connected data can show that fixed data cannot
• A look ahead at “Know Your Agent” and how new ways of doing business affect risk

 

Who should attend:

Teams at credit unions, local banks, special lenders, and groups looking to offer new products or improve how they make decisions