Agent of the Credit Bureau
Save on Costs, Streamline Compliance, and Simplify Credit Bureau Management
Schedule a DemoAs an Agent of the Credit Bureau, SerTech empowers financial institutions to access FCRA credit data without incurring the high minimum usage fees or operational burdens often required when working directly with the credit bureaus. Whether you’re running a few campaigns a year or scaling your marketing program, SerTech helps you maximize ROI, minimize cost, and stay compliant, all while managing the bureau relationship on your behalf.
Direct bureau relationships can be time-consuming and expensive. With SerTech as your agent, you get the power of prescreen credit data without the hassle, minimums, or compliance uncertainty. We help you turn data into action, from prequalified loan offers to audience segmentation, all under a model built for scale and simplicity.
Partnering with SerTech
When you partner with SerTech, you gain access to credit data through our bureau relationships. This means:
- No Minimum Fees: Avoid costly minimum spend requirement from the bureaus. Use only the data you need, nothing more.
- Economies of Scale: Tap into the aggregated volume of over 2,500 institutions using SerTech, securing better data pricing and campaign efficiency.
- Simplified Access to Credit Data: We handle the integrations, permissions, and security processes needed to access FCRA credit data for prescreen campaigns.
- Quarterly Audit Support: SerTech assists with documentation for credit bureau audits, including marketing material reviews, credit criteria records, and data retention policies.
- Lower Operational Costs – Avoid administrative expenses and overhead by letting SerTech serve as the intermediary between your institution and the credit bureau.
- Fully Supporter Compliance – We help you manage quarterly audits and regulatory documentation, reducing internal workload and risk.
- Campaign-Ready Infrastructure – Our turnkey prescreen platform means you’re ready to go live with campaigns faster, without heavy internal lift or development.
- Trusted by Over 2,500 Financial Institutions – From small credit unions to large banks, SerTech is the partner institutions trust to manage credit data access securely and effectively.
Ready to Save and Simplify?
Let SerTech handle the bureau while you focus on growing loans.