Resources

El Open Banking ha irrumpido en el panorama financiero con la promesa de transformar la banca tradicional. Sin embargo, para comprender su verdadero impacto, es necesario ir más allá de las típicas listas de beneficios y explorar las variables clave que impulsan esta revolución.  Ventajas habitualmente mencionadas en torno a Open Banking  Cuando se habla…

La Banca Abierta u Open Banking ha supuesto un cambio revolucionario en la industria de los servicios financieros y redefine el panorama de la banca y las finanzas mundiales. Hasta ahora, los datos bancarios del cliente pertenecían exclusivamente a su banco. Esta práctica financiera, basada en la transparencia y accesibilidad de terceros cualificados a la…

El sector financiero se encuentra inmerso en una transformación sin precedentes impulsada por el Open Banking, una tendencia que como ya hemos abordado en esta misma página gana terreno a un ritmo acelerado. En línea con la Hoja de Ruta de GDS Link sobre Open Banking 2024 https://www.gdslink.com/latam/latam-open-banking-in-2024/, los últimos datos recopilados revelan una serie…

Welcome to another special edition of The Lending Link LIVE, recorded during the 2024 Fintech Meetup in Las Vegas. Host Rich Alterman sat down with Brad Tompkins, the visionary Chief Information Officer of Vergent LMS, for a deep dive into the evolving world of financial technology.  Diving into the World of FinTech  At its core,…

In the rapidly evolving digital financial landscape, lenders face the dual challenge of meeting unprecedented customer expectations and adapting to technological advances. Traditional account management systems are being reevaluated, paving the way for a technological shift aimed at enhancing efficiency, risk management, and customer satisfaction, ultimately driving business growth. Why the Shift? The need for…

In today’s data-driven world, organizations across various sectors are inundated with vast customer data. However, harnessing this data to optimize customer engagement strategies efficiently requires powerful analytical tools. The Modellica Model Behavior Engine (MBE) emerges as a pivotal solution, automating complex workflows across the entire customer lifecycle. Its application has revolutionized customer management for companies…

Shifting dynamics within the lending industry have ushered in a new approach to collections, one that marries the precision of data-driven strategies with a keen sensitivity to customer relationships. The old playbook, characterized by its rigid methodologies and singular focus on recovery, is being rewritten. Lenders in the risk management space are now embracing practices…

In the latest Lending Link Podcast episode, recorded at the Fintech Meetup in Las Vegas, host Rich Alterman sits down with Jeff Smith, the Sales Director of Workforce Solutions at Equifax. Together, they dive deep into how payroll API technology is revolutionizing financial services, particularly by improving the way financial institutions verify income and employment. …

In a special episode of the Lending Link Podcast, recorded at the Fintech Meetup in Las Vegas on March 3-6, 2024, host Rich Alterman sits down with Matthew Gomes, General Manager of Consumer Lending and Banking at Argyle. Together, they delve into the significant impact of payroll API technology on financial services, particularly in streamlining…

Retail Capital, a division of TymeBank and a leader in SME funding, has successfully launched a state-of-the-art decision engine in collaboration with GDS Link. This initiative, first of its kind in merchant cash advances, has been tailored to automate and enhance the pre-approval process for small business loans based on credit card sales.  The project…

Revolucionando la Toma de Decisiones Durante una reciente entrevista en Radio Kanal de Barcelona, Antonio García Rouco, director general de GDS Modellica, proporcionó una perspectiva fascinante sobre cómo su empresa está liderando una revolución en la gestión de decisiones. En un mundo cada vez más dominado por datos y automatización, GDS Modellica sobresale como una entidad pionera…

Stricter credit requirements as a "top-down" approach has helped mitigate some economic risk, and yet it has left many companies struggling to overhaul their approach to credit risk assessment.