Resources

En 2025 entrará en vigor una nueva normativa de crédito al consumo que es una nueva regulación europea que redefine el panorama del crédito al consumo. Esta normativa, impulsada por la necesidad de adaptarse a los cambios tecnológicos y proteger a los consumidores, introduce importantes modificaciones que afectan a prestamistas, intermediarios y consumidores. Este artículo…

Cash flow underwriting is making waves in the industry, offering a fresh, more accurate way to assess borrowers’ financial health. This method analyzes real-time financial data, moving beyond the limitations of traditional credit reports.

In today’s digital world where cyber threats are increasingly sophisticated, maintaining robust security measures is more critical than ever. SOC2 and ISO27001 certifications play a crucial role in this effort, especially for lenders and technology partners.  Understanding SOC2 and ISO27001 Certifications  What is SOC2? SOC2 (System and Organization Controls 2) is a certification established by…

Overview of Risk Management in Banking A strong credit risk management process is essential for banks and lenders to minimize risks while maximizing profits and productivity. Understanding the best practices and techniques involved in credit risk management is the first step in crafting an effective risk assessment solution

In a special episode of the Lending Link Podcast, recorded at the Fintech Meetup in Las Vegas on March 3-6, 2024, host Rich Alterman sits down with Matthew Gomes, General Manager of Consumer Lending and Banking at Argyle. Together, they delve into the significant impact of payroll API technology on financial services, particularly in streamlining…

[DALLAS, TEXAS / LEEDS, UK] – 7 December 2023 – GDS Link, a global leader in credit risk management solutions, is proud to announce the successful implementation of its advanced, multi-bureau solution at Shawbrook, a prominent specialist bank in the United Kingdom.

Using permission data for better credit decisioning Permission data plays a vital role in today’s data-driven industry, where lenders heavily depend on valuable information to make well-informed decisions about the creditworthiness of borrowers. 

 Unlocking Lending Potential: Exploring Consumer Permission Data with MeasureOne’s CEO Elan Amir Consumer permission data has proven to be a groundbreaking catalyst, changing the way lenders make informed decisions and customize offers to meet individual needs. On this episode of The Lending Link podcast, MeasureOne’s CEO, Elan Amir, sheds light on the transformative impact…

Empowering the Unbanked: Transforming Financial Inclusion through Advanced Verification Solutions We live in an era where digitalization has transformed every aspect of our lives, and it’s no surprise that the world of verifications and data access has also experienced a significant shift. Though once the norm, traditional manual processes are now being replaced by more…

 Revolutionizing Lending: Equifax and Best Egg Explore the Future of Income Verification In this episode of The Lending Link podcast, we are honored to have two esteemed guests, Shelly Nischbach, Senior Vice President of Verification Services at Equifax, and Douglas Mihalow, Senior Director at Best Egg. Our host, Rich Alterman, leads an engaging conversation…

 On this episode of The Lending Link, we’re exploring the fascinating realm of consumer lending and credit risk. Host, Rich Alterman, is joined by Richard Weil, a renowned expert in the field with extensive experience in underwriting strategy.

Embark on a captivating journey into the ever-evolving landscape of the lending industry, where fraud prevention takes center stage.