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Resources

The Rise and Challenges of Cash Flow Underwriting in FinTech

Cash flow underwriting is making waves in the industry, offering a fresh, more accurate way to assess borrowers’ financial health. This method analyzes real-time financial data, moving beyond the limitations of traditional credit reports.

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The future looks bright — And it’s already here

Americans, whether crossing oceans to a new world, inventing the lightbulb, demanding their MTV, or creating new digital economies, are pioneers ready to build and embrace a better future.
Bank Transaction Data
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A Use Case in Action: GDS Link + Ekata (Replay)

Good Customers First: Increase Conversions and Lower Cost Per Fund at the Top of your Origination Funnel
Banks
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Lending Tech: The Continued Disruption in Consumer Lending Markets

Perspectives on Managing Your Business in an Unpredictable Market GDS Link CEO, Paul Greenwood, recently had the opportunity to participate and share his insights about the immediate future for lenders and how organizations like GDS Link can provide value in an economic climate filled with uncertainty.
Banks
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Modellica Engage – Live Demo Replay from IBA BankTech

Enhance your bank’s Digital Lending efforts with Modellica Engage
Banks
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Webinar Replay – The Real Data and ROI for the Real World: Analytics Success Stories in Action

Analytics Success Stories Replay Part 2 of GDS Link’s Analytics Webinar Series to gain insights from real-time examples of GDS Link clients leveraging a full-service advance analytics function to deliver results.
Analytics
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Webinar Replay – Leveraging Analytics to Drive Value in the New Normal

Replay Part 1 GDS Link’s Analytics Webinar Series to gain expert insights on how turn-key analytics can help you thrive in the new normal.
Analytics
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Are Your Lending Decision Models Really Using the Right Data?

Credit & Lending Decisions As we ponder the impact of a recession with a magnitude second only to the Great Depression, most lenders have to ask themselves: Are my lending decisions really based on the latest and greatest insights into a borrower’s behaviors? Or are they simply using someone else’s “guesstimation” of their ability to…
Bank Transaction Data
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The Importance of Analytics in Optimizing a Lending Portfolio — In Good Times or Bad

Lending Portfolio Optimization The onset of a recession presents challenges for lenders but applying advanced data analytics can help insulate a portfolio in any economic climate.
Bank Transaction Data
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Digital Lending and the Community Reinvestment Act

Community Reinvestment Act Ratings & Loans Since the 1970’s the Community Reinvestment Act has been encouraging lenders to fulfill the credit needs of low- and moderate-income individuals. But what does this mean for small- and medium-sized banks in the modern digital age? Read on to find out.
Banks
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GDS Link Releases Additional Credit Attributes to Support Lenders During COVID-19

GDS Link expands suite of attributes to include indicators of potential COVID-19 related hardships
Bank Transaction Data
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Yesteryear’s Banking Is Gone—But Can Online Lending Solutions Rebuild Customer Loyalty?

Online Digital Lending Solutions for Credit Unions & Banks It’s been many years since banking required bankers to build a deep, personal relationship with their customers. Bankers used to know their customers by name and vice versa.
Banks
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Collections Strategy in a Recession: Anything but Business as Usual

Automated Collection Process & Strategy Recessions aren’t anything new. 1999 heralded the beginning of the dot-com bust. 2008 brought the housing and sub-prime loan crash. And today, even though the country is starting to emerge from the coronavirus lockdown, the 2020 recession is expected to be the worst since the Great Depression.
Banks
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