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The Rise and Challenges of Cash Flow Underwriting in FinTech

Cash flow underwriting is making waves in the industry, offering a fresh, more accurate way to assess borrowers’ financial health. This method analyzes real-time financial data, moving beyond the limitations of traditional credit reports.

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How to Build a Credit Risk Management Framework

Any organization lending money or extending credit needs a credit risk management framework to protect itself and assess credit risk. Without a framework, it’s easy to become overextended on financial obligations, putting your organization at a greater chance of finding itself in the hole.
Credit Risk Management
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GDS Link Honored as 2023 ‘Vendor of the Year’ by goeasy

GDS Link is proud to announce that we have been named the 2023 ‘Vendor of the Year’ by goeasy. This honor will be formally presented at the goeasy National Conference gala on May 29th, celebrating a significant chapter in our ongoing partnership.  A Decade of Collaborative Innovation  For the past ten years, GDS Link and goeasy have built a robust…
Company News
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IFRS9: Mejores Prácticas, Lecciones Aprendidas y Estrategias Exitosas

“Incurrida” vs. “esperada.” Pocas veces tan solo dos palabras han significado una revolución tan sonada como la que supone la normativa IRFS9 para el sector bancario. Introducida por el International Accounting Standards Board (Consejo de Normas Internacionales de Contabilidad), ha reformulado significativamente la gestión de riesgos financieros en el sector bancario.   Con la transición de…
Consumer Lending
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Top Takeaways from the GDS Link and TransUnion Webinar on Optimizing Collections in 2024

Optimizing collections strategies is crucial now, more than ever, for decision-makers across lending organizations, financial institutions, and fintechs. With economic conditions constantly changing, grasping the nuances of debt collection has become paramount.  In the insightful webinar, “Optimizing Collections in 2024,” hosted by GDS Link and TransUnion, attendees explored the dynamics of modern collection strategies amidst…
Collections & Debt Management
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SVP at TransUnion Discusses the Evolution of Credit Reporting for Buy Now, Pay Later Schemes

In this episode of The Lending Link LIVE, recorded at the Fintech Meetup in March 2024, host Rich Alterman talks with Liz Pagel, Senior Vice President at TransUnion. They explore the dynamic world of “Buy Now, Pay Later” (BNPL) services and their integration into the traditional credit reporting landscape. Liz discusses the challenges of modifying…
Other Lenders
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Navigating the Landscape of Custom Models in Financial Analytics

In today’s dynamic financial landscape, institutions are increasingly turning to custom models to gain a competitive edge, mitigate risks, and make data-driven decisions. Custom models offer the flexibility to tailor solutions to unique needs, providing deeper insights and more accurate assessments. In this article, we delve into the intricacies of custom models, exploring their development,…
Analytics
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EVP Head of Fintech Banking at Cross River Discusses Economic Trends, Fintech Innovations, and Overcoming Industry Challenges

In this engaging episode of the Lending Link Podcast, our host, Rich Alterman, welcomes Adam Goller, the Executive Vice President and Head of Fintech Banking at Cross River Bank, for a deep dive into the intersections of banking, technology, and personal perseverance. Cross River Bank has emerged as a linchpin in the fintech marketplace lending…
Fintech
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Baker Hill’s SVP of Corporate Strategy and Product Marketing Unveils New Trends in Small Business Lending

In this episode of The Lending Link LIVE, host Rich Alterman is joined by Mike Horrocks, SVP of Corporate Strategy and Product Marketing at Baker Hill, at the 2024 FinTech Meetup in Las Vegas. Horrocks brings over two decades of experience at Baker Hill, specializing in commercial lending, small business lending, and risk management. Throughout their…
Fintech
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5 Preguntas Claves (y Sus Respuestas) En Torno A Digital Collections

En uno de nuestros últimos posts presentamos a Digital Collections como un ejemplo de las soluciones que germinan a lomos de la revolución que supone la implementación del Open Banking. Comentamos que asegura recuperaciones más exitosas y resultados tangibles y les compartimos también una acceso directo a la grabación de nuestro reciente webinar sobre este…
Collections & Debt Management
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Nuevas Tendencias Del Open Banking Para Este 2024 Que Debes Conocer

Las instituciones financieras están aprovechando la banca abierta para revolucionar el compromiso con el cliente, fortalecer la seguridad de los datos y ayudar a fomentar asociaciones innovadoras La analítica avanzada y la banca abierta permiten a GDS Modellica obtener y ofrecer a las instituciones financieras soluciones que mejoran los resultados en la gestión del crédito…
Open Banking
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Los números no mienten (¿verdad?): El estado de los préstamos y en qué confiar en 2023 con Tom O’Neill de Equifax

 En este episodio discutimos con un experto asesor en la industria sobre el estado de los préstamos y en qué confiar en 2023. No hay un período en la actualidad que podamos equiparar a la pandemia del COVID y los efectos que esta era ha tenido en la industria crediticia. La sociedad se vio…
Other Lenders
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TransUnion’s Director of Financial Services Talks Collections, Communication, and Cutting-Edge Strategies

On the next installment of Lending Link LIVE from the show floor at FinTech Meetup, host Rich Alterman takes us into the dynamic world of financial services with Javier Alvarado, Director of Financial Services at TransUnion. Celebrating nearly ten years with TransUnion, Alvarado shares his expertise in outbound communications and collections, highlighting how TransUnion’s innovative…
Consumer Lending
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