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Resources

The Rise and Challenges of Cash Flow Underwriting in FinTech

Cash flow underwriting is making waves in the industry, offering a fresh, more accurate way to assess borrowers’ financial health. This method analyzes real-time financial data, moving beyond the limitations of traditional credit reports.

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Digital Lending and the Community Reinvestment Act

Community Reinvestment Act Ratings & Loans Since the 1970’s the Community Reinvestment Act has been encouraging lenders to fulfill the credit needs of low- and moderate-income individuals. But what does this mean for small- and medium-sized banks in the modern digital age? Read on to find out.
Banks
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GDS Link Releases Additional Credit Attributes to Support Lenders During COVID-19

GDS Link expands suite of attributes to include indicators of potential COVID-19 related hardships
Bank Transaction Data
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Webinar Replay – Mitigating Losses on Bankrupt Accounts

Replay GDS Link’s latest ‘Best Practices’ Webinar to gain insights around Bankruptcy Trends and explore the value of considering the sale of your Bankruptcy Debt
Analytics
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Partner Spotlight: TransUnion – Modeling Attributes and Monitoring

Transunion Monitoring & Credit Vision COVID’s impact on the world has been all-encompassing.
Bank Transaction Data
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Yesteryear’s Banking Is Gone—But Can Online Lending Solutions Rebuild Customer Loyalty?

Online Digital Lending Solutions for Credit Unions & Banks It’s been many years since banking required bankers to build a deep, personal relationship with their customers. Bankers used to know their customers by name and vice versa.
Banks
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Webinar Replay – The Future of Eligibility

Replay GDS Link’s latest ‘Best Practices’ Webinar with expert insights around consumer eligibility as lenders determine where “new” baseline is
Analytics
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Webinar Replay – Latest Trends in Credit Risk and Capital Structure, and Their Effects on Liquidity

Replay highlights from our conversation with former President of Marlette Funding, Josh Tonderys
Bank Transaction Data
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Webinar Replay – Lending in Unprecedented Times

Gain insights from our discussion about lender’s required agility amidst a climate filled with uncertainty
Analytics
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Preview Modellica Engage, GDS Link’s End-to-End Marketing and Digital Lending Solution

Digital Lending Solution Modellica Engage helps organizations thrive in the online digital lending world
Banks
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Webinar Replay – Bank Transaction Analytics: Navigating Through Uncertain Times

Lenders need recency & enhanced information for evaluating a multitude of decisions
Analytics
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Marketplace Lenders Might Actually Be Doing Banks and Credit Unions a Favor

MLPs Market Share & Lending Software The growth of online marketplace lenders (MPLs) over more traditional lenders like banks and credit unions is undeniable.
Banks
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GDS Link Announces Out-of-the-Box, End-to-End Marketing and Digital Lending Solution for Banks and Credit Unions

Digital Lending Solution Modellica Engage helps banks gain marketshare to remain competitive
Banks
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