Resources

Unlocking the Future of Finance: Navigating Data, Fraud, and Market Dynamics with Carl Spilker and Matt Shubert In this episode of The Lending Link, join GDS Link’s Carl Spilker, EVP of Global Analytics and Advisory, and Matt Schubert, VP of Predictive Analytics and Data Science at West Coast University, discussing the influential role of artificial…

Embark on a captivating journey into the ever-evolving landscape of the lending industry, where fraud prevention takes center stage.

Shielding Your Finances: The Crucial Role of Adaptive Technology in Guarding Against Scams Fraud prevention is a critical component for lenders looking to mitigate risk and protect their businesses and borrowers. With the rise of digital lending, fraudsters have evolved and are using increasingly sophisticated methods to carry out their schemes.

Unlocking the Future of Lending: Insider Insights from Frank McKenna, Point Predictive’s Chief Fraud Specialist The lending industry has undergone significant changes in recent years, particularly concerning fraud prevention. In this episode of The Lending Link, host Rich Alterman is joined by Frank McKenna, Chief Fraud Specialist for Point Predictive, to discuss these changes and…

 Charting the Course of Investment Banking: Expert Guidance from Tom McDermott Investment banking can seem like a complex and mysterious industry, but in this episode of The Lending Link, our host Rich Alterman sits down with Tom McDermott, the Managing Director at Cambridge Wilkinson, to shed light on the inner workings of investment banking.…

Credit & Lending Decisions As we ponder the impact of a recession with a magnitude second only to the Great Depression, most lenders have to ask themselves: Are my lending decisions really based on the latest and greatest insights into a borrower’s behaviors? Or are they simply using someone else’s “guesstimation” of their ability to…

Fraud Detection Machine Learning Fraud is an ever-growing problem that businesses face, costing them billions of dollars every year. To combat this issue, many companies are turning to artificial intelligence (AI) and machine learning (ML) to improve their fraud detection capabilities.

The Spanish credit industry must be understood within the context of the European and international financial landscape. Its challenges include controlling inflation, combating debt collection, ensuring the flow of credit, greater credit flexibility, and the increasing implementation of new technologies. According to GDS Modellica, technology, Artificial Intelligence, and Intelligent Management throughout the process play a…

Empowering Credit Unions for Deposit Growth and Member Success with Innovative Strategies and Risk Decisioning Solutions In today’s uncertain economic climate, credit unions need to employ various strategies to maintain and increase their deposit base. These financial institutions are not only competing with other credit unions but also with traditional banks and online financial institutions.…

Transforming the Financial Landscape: FCRA Approval, GDS Link Attributes, and Closing Lending Gaps in Open Banking The financial industry is undergoing a transformative shift with the rise of open banking. In a recent development, open banking providers MX Technologies and Finicity have been approved by the Fair Credit Reporting Act (FCRA) for credit decisioning.

The use of trended data in lending has gained popularity in recent years. This is due to recognizing the benefits of using this type of data, making more informed lending decisions, and identifying patterns of financial behavior that may not be apparent from a traditional credit report.  

Debt Collection Chatbot Knowing the customer’s complete background before agreeing to a loan will help to detect potential risks of late payment or identify payment guarantees. Good financial health, according to GDS Link, requires effective technology to manage debt recovery and detect identity fraud quickly.