Resources

Stricter credit requirements as a "top-down" approach has helped mitigate some economic risk, and yet it has left many companies struggling to overhaul their approach to credit risk assessment.

In a competitive industry, the ability to make swift and precise decisions sets leaders apart from followers. Given today’s ever-evolving market demands, traditional approaches to risk management and credit origination are no longer practical.  Sella Personal Credit, a frontrunner in Italy’s personal finance sector, sought to redefine their approach to credit risk management. Their choice?…

Introduction to Credit Risk Modeling Risk modeling is an essential cornerstone of the lending process. There are a few different ways to generate a risk model to help guide your loan process and help prevent losses for unpaid loans. Every credit risk model will have its own strengths and weaknesses. Therefore, developing a suitable model…

The Eurozone is a perpetual crossroads of economic evolutions, which, especially since the pandemic, is in a state of flux. Inside this article, we’re diving deep into an analysis based on recent projections regarding loans by the European Bank of EY. This exploration leads us to reflect on the direct impact of these trends on…

(DALLAS, TX, January 25, 2024)—GDS Link, a global leader in credit risk decisioning solutions, today announced a strategic partnership with Carleton by integrating Carleton’s compliant financial calculations, CarletonCalcs®, and lending document generation software, CarletonDocs®, within GDS Link’s Credit Risk Decisioning solutions. CarletonCalcs®, a suite of configurable payment calculation and compliance APIs, is designed to integrate…

The auto lending industry is continually evolving, driven by various factors that impact vehicle values, consumer debt, loan lifecycles, and lending practices. In this blog, we will explore the key trends shaping the auto lending landscape and provide insights on how lenders can navigate these changes effectively. Whether you’re a seasoned lender or just entering…

The Challenge: Accelerating Market Entry and Enhancing Risk Management  The financial sector demands quick market access and efficient handling and validation of extensive data. In this industry, where time directly equates to financial gain, swiftly launching reliable and effective solutions is not merely beneficial—it’s essential. The collaborative efforts of GDS Link and Equifax Ignite specifically…

SMB Lending Solutions Saying 2020 has been a challenging year for small- and medium-sized businesses (SMBs) would be an understatement.

[DALLAS, TEXAS / LEEDS, UK] – 7 December 2023 – GDS Link, a global leader in credit risk management solutions, is proud to announce the successful implementation of its advanced, multi-bureau solution at Shawbrook, a prominent specialist bank in the United Kingdom.

The financial landscape is witnessing significant shifts, particularly in the realms of consumer debt and credit management.

 As we approach the end of 2023, the financial landscape for credit unions and community banks is undergoing a transformative shift. In this episode of The Lending Link, our host, Rich Alterman, engages in a captivating discussion with Sean Flynn, Senior Director of Community Financial Institutions at TransUnion. Together, they shine a light on…

Over the years, data analytics has emerged as a game-changer in decision-making processes. As lenders and financial institutions strive to stay ahead of the competition, the role of data-driven insights cannot be underestimated. However, the true power of data analytics lies in precision and accuracy. This blog post will explore the significance of precise data…