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The Rise and Challenges of Cash Flow Underwriting in FinTech

Cash flow underwriting is making waves in the industry, offering a fresh, more accurate way to assess borrowers’ financial health. This method analyzes real-time financial data, moving beyond the limitations of traditional credit reports.

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GDS Link and New Data Sources for Credit Decisioning

Digital Identity solution an Asset for Fraud Protection Since the start of consumer and business lending, lenders have sought the most comprehensive, up-to-date sources of data to help them make strong risk assessments and credit decisions.  At one time this was basically limited to Equifax, TransUnion, Experian, and Dun & Bradstreet.
Bank Transaction Data
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Are Your Lending Decision Models Really Using the Right Data?

Credit & Lending Decisions As we ponder the impact of a recession with a magnitude second only to the Great Depression, most lenders have to ask themselves: Are my lending decisions really based on the latest and greatest insights into a borrower’s behaviors? Or are they simply using someone else’s “guesstimation” of their ability to…
Bank Transaction Data
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Partner Spotlight: TransUnion – Modeling Attributes and Monitoring

Transunion Monitoring & Credit Vision COVID’s impact on the world has been all-encompassing.
Bank Transaction Data
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Post Covid-19: Reliance on Models – Will They Fail You?

Unquestionably we are in uncertain times and staring a large recession due to the global health crisis. 
Analytics
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Webinar Replay – Bank Transaction Analytics: Navigating Through Uncertain Times

Lenders need recency & enhanced information for evaluating a multitude of decisions
Analytics
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GDS Link and Transaction Science Announce Release of the First Small and Medium Enterprise Bank Transaction Scoring Suite

New solution supports high demand for funding by evaluating cash flow history
Bank Transaction Data
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Reach a Wider Customer Base with Bank Transaction Data

Customer Bank Transaction Data Analysis Lenders face a growing challenge from heightened competition in the industry. This is particularly evident in light of consolidation among major lenders and the rise of fintech companies disrupting the space.
Bank Transaction Data
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Bank Transaction Data can unlock powerful Fraud Prevention possibilities

Credit Card Transaction Data Analytics Identity verification and fraud prevention have become a thorn in the sides of financial services providers in light of the rise of digital technologies. With so many avenues for fraud out there, banks and credit unions have increasingly become more exposed to aggressive fraud attacks. Identity theft, bad faith, and…
Bank Transaction Data
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Fuel Customer Experience Gains with Bank Transaction Data

Banks and fintechs have been grappling with digital transformation for several years now.
Analytics
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Embarking on Machine Learning Journey

When introducing Machine Learning into your organization’s processes, it is imperative to have a thorough implementation strategy, as well as a calculated data management strategy.
Analytics
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Risk Analytics Lets You Put Customers First in Online Lending

As digital capabilities have evolved, customer expectations have continued to change, creating added pressure to innovate and do so quickly.
Bank Transaction Data
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Modernized Analytics Empower Banks to Reach Invisible Consumers

Invisible consumers have left banks with a large, unexplored market.
Bank Transaction Data
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