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GDS Link, a leader in credit risk management solutions, announces the successful implementation of its Decisioning Platform at Wonga, a distinguished online lender in South Africa  [March 1, 2024] – [Johannesburg, South Africa / Dallas, Texas] – Brett Van Aswegen, CEO of Wonga, emphasized “Partnering with GDS Link marks a significant step in evolving and…

(DALLAS, TX, January 25, 2024)—GDS Link, a global leader in credit risk decisioning solutions, today announced a strategic partnership with Carleton by integrating Carleton’s compliant financial calculations, CarletonCalcs®, and lending document generation software, CarletonDocs®, within GDS Link’s Credit Risk Decisioning solutions. CarletonCalcs®, a suite of configurable payment calculation and compliance APIs, is designed to integrate…

SMB Lending Solutions Saying 2020 has been a challenging year for small- and medium-sized businesses (SMBs) would be an understatement.

 Revolutionizing Lending: Equifax and Best Egg Explore the Future of Income Verification In this episode of The Lending Link podcast, we are honored to have two esteemed guests, Shelly Nischbach, Senior Vice President of Verification Services at Equifax, and Douglas Mihalow, Senior Director at Best Egg. Our host, Rich Alterman, leads an engaging conversation…

On the back of the emergence of the metaverse and blockchain technology, Non-Fungible Tokens (NFT) are on the rise, both in terms of interest and price, although they are still a very niche concept in a highly speculative market. However, despite these characteristics, their behaviour has not failed to surprise analysts. In a recent report…

 Cybersecurity Insights: Navigating the Rising Tide of E-commerce Fraud in the Digital Age As the world continues to undergo a rapid digital transformation, e-commerce has become an indispensable aspect of our daily lives. 

Debt Collection Chatbot Knowing the customer’s complete background before agreeing to a loan will help to detect potential risks of late payment or identify payment guarantees. Good financial health, according to GDS Link, requires effective technology to manage debt recovery and detect identity fraud quickly.

Alternative Credit Solutions Alternative credit scoring is not a new concept, in fact, the method first began making headlines as early as 2013. However, additional advancements in fintech, shifting consumer attitudes and recent changes to the market have made it a necessity for the modern lender to utilize.

 You’re tuning in and syncing up with The Lending Link, GDS Link’s brand-new industry podcast designed for the modern-day lender.

Taking a Deeper Dive into the Future of Data, Decisioning and Credit Risk Solutions GDS Link is delighted to announce their new podcast, The Lending Link, is launching in September.

Banks, credit unions, and alternative lenders are increasingly inundated with loan applications for a variety of purposes that range from home mortgages to business lines of credit. In 2020 alone, financial institutions reported over 22.7 million home loan applications under the Home Mortgage Disclosure Act.

Lending has evolved significantly over the last several decades. Financial institutions have come a long way since 1974, when banks controlled the lending industry, holding 62% of the total loans, compared to 2020, when non-banks issued 68% of all mortgages in the U.S.