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The Rise and Challenges of Cash Flow Underwriting in FinTech

Cash flow underwriting is making waves in the industry, offering a fresh, more accurate way to assess borrowers’ financial health. This method analyzes real-time financial data, moving beyond the limitations of traditional credit reports.

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Experts: Decline in consumer credit shows consumers, lenders hesitant

The Federal Reserve released data September 10 that examined the nation's consumer credit position in July 2012, reporting that the annual rate of outstanding credit debt declined by 1.5 percent.
Credit Risk Management
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With memberships increasing, lender software could empower credit unions

As credit unions find themselves exposed to a larger pool of applicants - and, therefore, greater risk - the need for sophisticated loan origination software becomes more pressing.
Credit Unions
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How Automated Credit Decisioning Systems Are Improving Lender/Customer Interactions

Loan origination software that offers automated decisioning capabilities can allow lenders to develop smoother business processes, though in the wake of the financial crisis several years ago, some lenders are still hesitant to rely on process automation solutions.
Loan Originations & Decisioning
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