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The Rise and Challenges of Cash Flow Underwriting in FinTech

Cash flow underwriting is making waves in the industry, offering a fresh, more accurate way to assess borrowers’ financial health. This method analyzes real-time financial data, moving beyond the limitations of traditional credit reports.

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Security needed in response to ‘Heartbleed’ bug

A security gap in internet code called Heartbleed may be posing problems for servers that handle important financial data.
Bank Transaction Data
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Teachers still struggle with student loans

Teachers working to support a certain curriculum might receive financial support from the local government. 
Credit Risk Management
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New loan opportunities call for more application security

Small businesses have more options to choose from when applying for credit, and lenders need to keep this in mind.
Bank Transaction Data
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Shifting household incomes pressure banks to improve credit analysis

As more financial institutions seek to tap into alternative data sources, it will be critical to support their application processing capabilities with risk management software that includes advanced credit risk analysis tools.
Banks
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Report: Big bank loan approval rises in July

A recent report from Biz2Credit shows that small business loan approvals from large banks hit a six-year high last month.
Credit Unions
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Banks search for new ways to bring back customers

The Wall Street Journal explained how more banks are considering zero balance transfer offers to entice more customers. 
Banks
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Fraud strategy management must be well-rounded

Fraud prevention software is just one important tool that banks must have in place to keep customer data protected. 
Bank Transaction Data
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Report: Banks Must Go Beyond the Norm to Defend Against Cyber Attacks

A multifaceted security plan will have the best chance of securing customer data and the organization's sensitive information.
Banks
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Big banking customer satisfaction on the rise

Satisfaction among big bank customers has improved in the past year, after years of consumers choosing small banks.
Credit Unions
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Changing banks is easier than it used to be

With technological advances and increased access to information, customers can leave their bank much more easily than in the past. 
Banks
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Bank of America customers may see better service in the future

While little can be done when a bank's website is down, having strong, personalized service can keep customers more confident, less likely to leave and increase overall profits for financial institutions.
Credit Unions
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Customer Service satisfaction report finds credit unions and small banks far ahead of major financial institutions

The Index found that JP Morgan Chase had the highest rating at 74, and Bank of America the lowest, at 66.
Banks
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