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The Rise and Challenges of Cash Flow Underwriting in FinTech

Cash flow underwriting is making waves in the industry, offering a fresh, more accurate way to assess borrowers’ financial health. This method analyzes real-time financial data, moving beyond the limitations of traditional credit reports.

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Help Members Before Selling Them

The goal of business – even not-for-profit credit unions – is to improve profitability, be it by growing business with existing members and customers, cutting costs, or drawing in new consumers. The investment must be made to drive future growth.
Banks
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How Credit Unions Can Grow Business Within Their Existing Members

As we begin to see the economy tightening again, credit unions and community banks are looking for the most cost-effective ways to grow their businesses.
Banks
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Fuel Customer Experience Gains with Bank Transaction Data

Banks and fintechs have been grappling with digital transformation for several years now.
Analytics
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Efficiency Improvements Essential in Unlocking Digital Lending’s Potential

The consumer lending landscape has moved inextricably toward online, digital loan processes.
Banks
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Risk Analytics Lets You Put Customers First in Online Lending

As digital capabilities have evolved, customer expectations have continued to change, creating added pressure to innovate and do so quickly.
Bank Transaction Data
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Automation Lays Base for Customer-Centric Online Lending

Shifting consumer expectations have put banks and credit unions at a crossroads. The natural response has been to invest in digital technologies to keep pace with customer demands.
Banks
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Online Platforms Offer Small Business Lending Lifeline for Smaller Banks

Community and regional banks and credit unions have been fighting an uphill battle when it comes to small business lending.
Banks
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Exploring The Path to Digital Lending For Traditional Banks

Making a move to digital lending is increasingly critical for banks and credit unions trying to keep up with fintech disrupters.
Banks
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Risk Analytics And Digital Lending: Understanding The Link

Risk analytics software often ends up as an essential cog in a digital lending program because it allows for the automation necessary to create positive customer experiences.
Banks
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2018: The Year When Fintech Partnerships Became Normal

Fintech disruption, particularly as it pertains to online lending, has been a talking point among traditional financial institutions for years.
Banks
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2 key options for small to mid-size banks to become online lending disrupters

Online lending can be daunting for regional or community banks and credit unions.
Banks
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Marketing Investment Correlates to Stronger Loan Growth

Credit unions and community banks have had a stellar run since the recovery from the economic crisis. Membership and customers are up. Loans are up.
Banks
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