GDS Link

Resources

The Rise and Challenges of Cash Flow Underwriting in FinTech

Cash flow underwriting is making waves in the industry, offering a fresh, more accurate way to assess borrowers’ financial health. This method analyzes real-time financial data, moving beyond the limitations of traditional credit reports.

Read

Filter

GDS Link Credit Attributes Yield Equal Accuracy to Standardized Credit Attributes of “Big Three”

Equifax, TransUnion, and Experian have been the industry cornerstones for lenders to access data in order to determine a borrower’s creditworthiness. Their standard credit attributes have woven their way into thousands of credit policies within financial services.  
Analytics
Read

Lender Reduces Charge Off Losses By 38%, Saving Them $1 Million a Year Using AI and Machine Learning

Now more than ever, lenders must have the capacity to rapidly adapt to new situations. PricewaterhouseCoopers recently highlighted the need for lenders to mobilize their teams to quickly collect and act on information that will allow them to remain competitive.
Analytics
Read

Leveraging Advanced Analytics and Modeling Service to Optimize Decisioning and Manage Credit Risk [Whitepaper]

Download GDS Link’s latest whitepaper to learn how advanced analytics is helping financial organizations prepare their processes for the future.
Analytics
Read

Analytics Value Across the Credit Risk Lifecycle

Credit Risk Lifecycle – Management, Process & Banking As lending markets change and new generations of borrowers hit prime earning years, the financial landscape shifts. Government oversight has swiftly intensified, regulations are tightening, and lending has become exponentially more complex. 
Analytics
Read

Collections Trends After COVID-19

GDS Link offers effective solutions to help companies increase revenue by automating and streamlining their recovery process.
Banks
Read

Should You Build or Buy a Credit Risk Management Platform?

Credit Risk & Management Platform Creating a credit decision platform is a highly complex process. There are two options when it comes to developing credit risk management policies and infrastructure: building your own platform or buying one. Each option has it’s pros and cons.
Analytics
Read

The Evolution of Bank Transaction Data [Whitepaper]

Download GDS Link’s latest whitepaper to explore how implementing bank transaction data can improve processes, reduce exposure, and create value.
Bank Transaction Data
Read

Replay: Making Consumer Lending Work For Everyone [PODCAST]

Replay our discussion on the future of Consumer Lending with the VP of GDS Link’s UK Office
Banks
Read

Making the Consumer Lending Market Work for Everyone [Whitepaper]

Download GDS Link’s latest whitepaper to gain insights on Consumer Lending trends in a post-pandemic market.
Banks
Read

5 Trends in Lending for 2021

2020 precipitated massive change in banking and finance, and the ripple effect is stretching into 2021 and beyond.
Banks
Read

Credit Washing: A New Fraud Vector – Webinar Replay

What Is Credit Washing Recently, GDS Link sponsored a webinar, with one of our preferred partners, Sentilink, to discuss a new trend in lending fraud: Credit Washing.
Banks
Read

Top 4 Major Challenges of Credit Risk Management in Banks: Why It’s Important

Stricter credit requirements as a "top-down" approach has helped mitigate some economic risk, and yet it has left many companies struggling to overhaul their approach to credit risk assessment.
Banks
Read