Resources

El nuevo paradigma financiero dibuja una banca más proactiva, adaptable e innovadora capaz de mejorar su modelo operativo, identificar las oportunidades e innovar continuamente a través de los datos y exige, por tanto, una remodelación integral del sector y de su relación con los clientes En el actual panorama bancario, la inversión en seguridad y…

The Increased Popularity of Banking-as-a-Service Banking-as-a-service (BaaS) has become increasingly popular recently, with the rise of fintech and other non-traditional financial service providers. BaaS is not a new concept, but recent technological advancements and changes in customer behavior have accelerated its growth. The COVID-19 pandemic has also changed how people interact with financial institutions, as…

Tech enthusiasts, entrepreneurs and investors are all touting this as the greatest innovation of their lifetimes. A sure-fire way to capture the hearts (and wallets) of the consumers and a veritable goldmine of opportunity. But enough about NFTs and the metaverse, let’s talk about Open Banking. Or maybe we shouldn’t. Because despite the hype, it’s…

Navigating the Future: A Comprehensive Guide to Banking as a Service (BaaS) Partnerships In the fast-paced digital landscape, banks are constantly looking for ways to offer more value to their customers. One way to do this is by providing financial services through Banking as a Service (BaaS) partnerships. BaaS enables companies to leverage the capabilities…

Debt Collection Chatbot Knowing the customer’s complete background before agreeing to a loan will help to detect potential risks of late payment or identify payment guarantees. Good financial health, according to GDS Link, requires effective technology to manage debt recovery and detect identity fraud quickly.

La incorporación de tecnología digital e inteligencia artificial al ámbito financiero ha impulsado la irrupción de los neobancos: bancos digitales que ofrecen servicios más transparentes, baratos y personalizados GDS Link, ha desarrollado soluciones flexibles que posibilitan a las empresas financieras crear, gestionar y mejorar estrategias de manera más rápida, conveniente y personalizada La utilización e…

Between 2016 and 2021, in Spain, one third of bank branches closed, and more than half of Spanish towns no longer have a physical branch. GDS Modellica offers risk management and process integration solutions to optimise performance and improve the customer experience. The process of restructuring branch networks, starting with the 2008 financial crisis, has…

Alternative Credit Solutions Alternative credit scoring is not a new concept, in fact, the method first began making headlines as early as 2013. However, additional advancements in fintech, shifting consumer attitudes and recent changes to the market have made it a necessity for the modern lender to utilize.

 As much as lending has changed in the last few years, its  fundamental tenet—putting the customer at the center of every choice—remains unchanged. Nevertheless, the last few years have brought an abundance of changes fueled by digitisation and the adoption of big data.

 Shortly after the 2008 financial crisis, a new phrase emerged, and we were quickly introduced to the thriving “Fintech” industry. When it comes to financial inclusion, the more approachable you are, the more success you will have.

 There is little doubt that having to deal with a global pandemic for a few years has altered the behaviors of both consumers and lenders.

Taking a Deeper Dive into the Future of Data, Decisioning and Credit Risk Solutions GDS Link is delighted to announce their new podcast, The Lending Link, is launching in September.