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The Rise and Challenges of Cash Flow Underwriting in FinTech

Cash flow underwriting is making waves in the industry, offering a fresh, more accurate way to assess borrowers’ financial health. This method analyzes real-time financial data, moving beyond the limitations of traditional credit reports.

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Keeping banking secure in an age of social media

Regardless of which channels they use to interact with customers, financial institutions stand to benefit from the use of automated decisioning software that can assess credit risk during application processing.
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Security needed in response to ‘Heartbleed’ bug

A security gap in internet code called Heartbleed may be posing problems for servers that handle important financial data.
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Federal Reserve reports increase in consumer debt during February

Consumer borrowing seems to be increasing, according to some recent numbers.
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New loan opportunities call for more application security

Small businesses have more options to choose from when applying for credit, and lenders need to keep this in mind.
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Fraud strategy management must be well-rounded

Fraud prevention software is just one important tool that banks must have in place to keep customer data protected. 
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Why Banks Need to Look Forward With Big Data

Not only can banking customers benefit from a more personalized experience, but the organizations can see a larger return on profit.
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Big Data key to helping banks alter services

Big Data can be used to find which services are most valued by customers. 
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Wells Fargo opening ‘mini-branches’

Wells Fargo opened its first "mini branch" in Washington, D.C. this month.
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Rising delinquency rates challenge mortgage lenders’ ability to avoid risk

A number of studies have shown that September, a month typically known to experience increased delinquency rates, had the highest monthly increase in mortgage delinquency rates since 2008.
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Better service a high priority for banking customers

Some customers may think quality service is inherent, and shouldn't come at an extra price. Even so, many bank customers are so frustrated that they say they would actually be willing to shell out extra money if it meant a higher level of service.
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GDS Link featured in American Banker

GDS Link was featured in the Nov. 15, 2010, issue of American Banker; the article entitled “A Finer Filter Saves Steps in Finding Fraud.” GDS Link’s client RBS WorldPay (see related release issued June 23, 2010), one of the largest merchant acquirers in the U.S., outlines how it will leverage the power and flexibility of…
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African Bank deploys GDS Link’s DataView360

 GDS Link’s DataView360™ African Bank, South Africa’s largest micro-lender, has licensed GDS Link’s DataView360™ to manage its current and future risk management requirements.
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