Resources

La originación de créditos digitales es un componente esencial en la estrategia de crecimiento de las instituciones financieras modernas. Clientes y empresas esperan experiencias de crédito rápidas, personalizadas y transparentes. Sin embargo, mantener el equilibrio entre condiciones atractivas y una gestión efectiva del riesgo sigue siendo un desafío. De acuerdo con McKinsey, el 80% de…

(United Kingdom, July 17, 2024)—Capital on Tap enhances its capabilities through a renewed multi-year deal with GDS Link, utilising their decisioning platform to support and complement Capital on Tap’s proprietary risk models across its UK and US business. Since its launch in 2012, Capital on Tap has served over 200,000 small business customers, facilitating over…

Alternative data not only makes credit more accessible, but also equitable for potential borrowers. It’s time to implement it. Lenders today are increasingly turning to alternative data to make more informed decisions. Unlike traditional credit bureau data, which relies heavily on historical credit behavior documented by major credit reporting agencies, alternative data encompasses a broader…

Join us on the Lending Link Podcast, powered by GDS Link, where we explore the latest in data decisioning and credit risk solutions. In this episode, host Rich Alterman chats with Misha Esipov, the CEO and co-founder of Nova Credit. Since its launch in 2016, Nova Credit has been breaking new ground in credit infrastructure…

GDS Link’s case study with Brundage Management showcases how technology and data analytics can help overcome common lending challenges, such as regulatory complexities, manual processes, and profitability constraints.  Brundage Management, operating under Sun Loans, is a prominent name in short-term lending, serving underserved markets with a comprehensive branch network across multiple states. The company faced…

In today’s dynamic financial landscape, institutions are increasingly turning to custom models to gain a competitive edge, mitigate risks, and make data-driven decisions. Custom models offer the flexibility to tailor solutions to unique needs, providing deeper insights and more accurate assessments. In this article, we delve into the intricacies of custom models, exploring their development,…

In the latest Lending Link Podcast episode, recorded at the Fintech Meetup in Las Vegas, host Rich Alterman sits down with Jeff Smith, the Sales Director of Workforce Solutions at Equifax. Together, they dive deep into how payroll API technology is revolutionizing financial services, particularly by improving the way financial institutions verify income and employment. …

Retail Capital, a division of TymeBank and a leader in SME funding, has successfully launched a state-of-the-art decision engine in collaboration with GDS Link. This initiative, first of its kind in merchant cash advances, has been tailored to automate and enhance the pre-approval process for small business loans based on credit card sales.  The project…

Revolucionando la Toma de Decisiones Durante una reciente entrevista en Radio Kanal de Barcelona, Antonio García Rouco, director general de GDS Modellica, proporcionó una perspectiva fascinante sobre cómo su empresa está liderando una revolución en la gestión de decisiones. En un mundo cada vez más dominado por datos y automatización, GDS Modellica sobresale como una entidad pionera…

Live from the Fintech Meetup in Las Vegas, March 3-6, 2024, host Rich Alterman brings you a captivating Lending Link podcast episode featuring Jeff Hendren, the Chief Revenue Officer of Point Predictive. Recorded amidst the hustle and bustle of GDS Link’s booth #1219, this episode dives deep into the transformative world of fraud prevention, leveraging…

In a competitive industry, the ability to make swift and precise decisions sets leaders apart from followers. Given today’s ever-evolving market demands, traditional approaches to risk management and credit origination are no longer practical.  Sella Personal Credit, a frontrunner in Italy’s personal finance sector, sought to redefine their approach to credit risk management. Their choice?…

Introduction to Credit Risk Modeling Risk modeling is an essential cornerstone of the lending process. There are a few different ways to generate a risk model to help guide your loan process and help prevent losses for unpaid loans. Every credit risk model will have its own strengths and weaknesses. Therefore, developing a suitable model…